McCurtain County property record for 106 Joy Ln, Broken Bow, OK 74728
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,422 sqft · built 1968 |
| Lot Size | 0.782 acres (34,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,500 (Jun 2017) |
| Tax Bill | $611 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25690 |
| Primary APN | 25690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Gross Area | 1,672 sqft |
| 1st Floor Area | 1,422 sqft |
| Utility Area | 712 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,065 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 372 sqft |
| Deck Area | 140 sqft |
| Storage Building | 712 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 25690 |
|---|---|
| Street Address | 106 JOY LN |
| City | BROKEN BOW |
| State | OK |
| Zip | 74728-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE VIEW B966/P538 S2 LOT 2, ALL LOT 3 BLK.4 PINE VIEW ACRES B966/P538 S2 LOT 5 & ALL LOT 6 BLK 4 |
| Legal Subdivision | PINE VIEW |
| Legal Block | 4 |
| Legal Lot Number | 2,3,5,6 |
| Jurisdiction | MCCURTAIN OK |
| Township / Civil Division | BROKEN BOW |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 98600 |
Source: McCurtain County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1090, BROKEN BOW, OK 74728-1090 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Jul 3, 2017 | Deed of Trust, Mortgage · Line of Credit 1ST BANK & TRUST |
| Jun 21, 2017 | Re-recorded Document |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on Record |
| Deed Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 20172001-557935 |
| Deed Book / Page | 966 / 538 |
| Prior Transfer Date | Jun 14, 2017 |
| Prior Transfer Doc | 000966/538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Property Address | 106 JOY LN, BROKEN BOW, OK 74728-1702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1090, BROKEN BOW, OK 74728-1090 |
| Document Number | 1092/790 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 1092/790 |
| Instrument | 2001-595747 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | BROKEN BOW, OK 74728 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 17, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Property Address | 106 JOY LN, BROKEN BOW, OK 74728-1702 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-558192 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 0967/398 |
| Instrument | 2017-558192 |
| Name | 1ST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BROKEN BOW, OK 74728 |
| Type | Line of Credit |
|---|---|
| Term | 239 Months |
| Due | Jun 29, 2037 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MCCURTAIN OK |
| Recording Date | Jun 21, 2017 |
| Property Address | 106 JOY LN, BROKEN BOW, OK 74728-1702 |
| Document Number | 000966/538 |
| Book / Page | 966 / 538 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 2001-557935 |
| Record Updated | Mar 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $66.75 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1090, BROKEN BOW, OK 74728-1090 |
Source: McCurtain County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McCurtain County |
| Municipality | Broken Bow City |
| Unified School District | Broken Bow Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,698 (+4.98%) Land $401 Building $7,297 | $69,989 (-39.82%) Land $3,647 Building $66,342 | |
| 2025 | $611.00 (+17.73%) | $7,333 (+15.72%) Land $382 Building $6,951 | $116,300 (+60.03%) Land $30,123 Building $86,177 |
| 2023 | $519.00 | $6,337 Land $300 Building $6,037 | $72,673 Land $2,936 Building $69,737 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCURTAIN CO. RWD #8 (MT. FORK WATER) serves 5,685 people · EPA ID OK1010207 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pine Cellular Phones Fiber | 1,000 / 1,000 |
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