106 Jitterbug Way, Stephenson, VA 22656 Property Records

Frederick County property record for 106 Jitterbug Way, Stephenson, VA 22656

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,520 sqft · built 2016
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Tax Bill$1,817 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Aug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN44E10-1-37

Property Details

APN / Parcel Number

Primary APN44E10-1-37
Alternative APN
  • 8050050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,520 sqft Living Area
Gross Area2,301 sqft
1st Floor Area760 sqft
Basement Area551 sqft
Finished Basement551 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8050050
Street Address106 JITTERBUG WAY
CitySTEPHENSON
StateVA
Zip22656-1989
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR4
Legal DescriptionSNOWDEN BRIDGE L37 S10
Legal Subdivision5
Legal Lot Number37
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4023
Census Tract50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 JITTERBUG WAY, STEPHENSON, VA 22656-1989
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Line of Credit
CITIBANK NA
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address106 JITTERBUG WAY, STEPHENSON, VA 22656-1989
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 JITTERBUG WAY, STEPHENSON, VA 22656-1989

Mortgage

Document Number0000000375
DateJan 13, 2026
Instrument260000375
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 6, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address106 JITTERBUG WAY, STEPHENSON, VA 22656-1989
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014691
DateAug 31, 2021
Instrument210014691
Lender
NameFIRST HERITAGE MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,817.00 (+10.46%)$342,800 Land $68,000 Building $274,800$342,800 Land $68,000 Building $274,800
2025$1,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jitterbug Way

Nearby Streets

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