106 Islander Ln, Satsuma, FL 32189 Property Records

Putnam County property record for 106 Islander Ln, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	840 sqft · built 1981
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on Record
Tax Bill	$674 (2025)
Deeds & Mortgages	Aug 2025 Transfer Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-11-27-0000-5190-0220`

Property Details

APN / Parcel Number

Primary APN	`38-11-27-0000-5190-0220`
Alternative APN	`87929`

Interior

Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Area	500 sqft
Porch	Screened Vinyl Porch
Porch Area	832 sqft

Location & Zoning

Account Number	87929
Street Address	106 ISLANDER LN
City	SATSUMA
State	FL
Zip	32189-2248
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF ACOSTA GRT OR359 P1430 (LOT 22 CYPRESS COVE) + NE 13 FT OF LOT 23 OR1825 P1343 AES24-000018 (MAP SHEET 4/38/39)
Legal Range	27E
Legal Township	11S
Legal Section	38
Legal Subdivision	CYPRESS COVE SUB
Legal Lot Number	22
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3035
Census Tract	951100

Owner

Source: Putnam County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 ISLANDER LN, SATSUMA, FL 32189-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 13, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 21, 2025
Transfer Doc	0018251343
Record Updated	Jun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Aug 13, 2025
Property Address	106 ISLANDER LN, SATSUMA, FL 32189-2248
Document Number	0018251343
Book / Page	1825 / 1343
Map Reference	MB 176 PG 452
Instrument Date	Jul 21, 2025
Instrument	202554022500
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 ISLANDER LN, SATSUMA, FL 32189-2248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ISLANDER LN, SATSUMA, FL 32189-2248

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Oct 13, 2022
Property Address	106 ISLANDER LN, SATSUMA, FL 32189-2248
Document Number	0016870527
Book / Page	1687 / 527
Instrument Date	Oct 5, 2022
Instrument	202254024757
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 795, SAN MATEO, FL 32187-0795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 795, SAN MATEO, FL 32187-0795

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	106 ISLANDER LN, SATSUMA, FL 32189-2248
Document Number	0014891889
Book / Page	001489 / 001889
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 ISLANDER LN SATSUMA FL 321892248, SATSUMA, FL 32189-2248

Mortgage

Document Number	0014891889
Date	Nov 14, 2017
Book Page	001489/001889
Instrument	54019993

Lender

Name	AMERIS BK
Type	Bank
Address	PALATKA, FL 32177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2032

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$674.00 (+20.79%)	$53,570 (+10.27%)	$123,380 (+2.32%) Land $12,650 Building $110,730
2023	$558.00 (+4.3%) Homeowner's exemption	$48,580 (+13.72%)	$120,580 (+37.82%) Land $11,100 Building $109,480
2022	$535.00 Homeowner's exemption	$42,720	$87,490 Land $6,110 Building $81,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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