106 Instructor Ct, Ladson, SC 29456 Property Records

Dorchester County property record for 106 Instructor Ct, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 2009
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individuals on Record
Last Sale	$200,000 (Aug 2016)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`154-14-15-047`

Property Details

APN / Parcel Number

Primary APN	`154-14-15-047`
Alternative APN	`R0043809`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0043809
Street Address	106 INSTRUCTOR CT
City	LADSON
State	SC
Zip	29456-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 294 SUBD: EAGLE RUN PH II
Legal Subdivision	EAGLE RUN
Legal Phase	II
Legal Lot Number	294
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10823

Owner

Source: Dorchester County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	106 INSTRUCTOR CT, LADSON, SC 29456-5335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 12, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on Record
Deed Sale	Aug 30, 2016 · Amount on Record
Prior Sale	Dec 3, 2009 · Amount on Record
Deed Document Number	2016921322
Deed Book / Page	10403 / 334
Prior Transfer Date	Aug 17, 2009
Prior Transfer Doc	7202/0168
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	106 INSTRUCTOR CT, LADSON, SC 29456-5335
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 INSTRUCTOR CT, LADSON, SC 29456-5335

Mortgage

Document Number	0151810219
Date	Mar 12, 2024
Book Page	15181/219
Instrument	2024004689

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	270 Months
Due	Sep 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	106 INSTRUCTOR CT, LADSON, SC 29456-5335
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 INSTRUCTOR CT, LADSON, SC 29456-5335

Mortgage

Document Number	0139210295
Date	Jan 12, 2022
Book Page	13921/295
Instrument	2022000850

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00	$12,669 (+72.81%) Land $4,560 Building $8,109	$316,736 (+72.81%) Land $114,000 Building $202,736
2024	$1,541.00 (+10.62%)
2023	$1,393.00 (+1.16%)	$7,331 (+0.01%) Land $2,000 Building $5,331	$183,281 (-) Land $50,000 Building $133,281
2022	$1,377.00	$7,330 Land $2,000 Building $5,330	$183,281 Land $50,000 Building $133,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2016–2020)
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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