106 Howard Ave, Hope, RI 02831 Property Records

Scituate Town property record for 106 Howard Ave, Hope, RI 02831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,368 sqft · built 1994
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2018)
Tax Bill	$6,909 (2025)
Deeds & Mortgages	Feb 2021 Refinance Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-1239-00`

Property Details

APN / Parcel Number

Primary APN	`12-1239-00`
Alternative APNs	`SCIT M:48-0 L:271-00` `M:48=0 L:271=00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	4,032 sqft
Basement Area	1,528 sqft
Unfinished Basement	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12-1239-00
Street Address	106 HOWARD AVE
City	HOPE
State	RI
Zip	02831-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRW-
Legal Lot Number	271-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	4
Census Block	4024
Census Tract	13201

Owner

Source: Scituate Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 HOWARD AVE, HOPE, RI 02831-1347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC
Jun 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Nov 17, 1994 · Amount on Record
Deed Document Number	20181121
Deed Book / Page	694 / 156
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	106 HOWARD AVE, HOPE, RI 02831-1347
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	790-225
Date	Feb 18, 2021
Book Page	790/225
Instrument	202100000425

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	106 HOWARD AVE, HOPE, RI 02831-1347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	733-99
Date	Oct 7, 2019
Book Page	733/99

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCITUATE RI
Recording Date	Jun 29, 2018
Property Address	106 HOWARD AVE, HOPE, RI 02831-1347
Document Number	694-156
Book / Page	694 / 156
Instrument	1121
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	-
Date	Jun 29, 2018
Instrument	00694/0161

Lender

Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,909.00 (+3.4%)	$398,700 (-) Land $122,700 Building $276,000
2023	$6,682.00 (+2.31%)	$398,700 (-) Land $122,700 Building $276,000
2022	$6,531.00	$398,700 Land $122,700 Building $276,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1982–2024)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 4 claims Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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