106 Hill Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 106 Hill Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2001
Lot Size	2.83 acres (123,275 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,527 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76 13 4B`

Property Details

APN / Parcel Number

Primary APN	`76 13 4B`
Alternative APNs	`25643` `24216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	123,275 sqft (2.83 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24216
Street Address	106 HILL DR
City	BUMPASS
State	VA
Zip	23024-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	LOCUST HILL II PB 8/1312 LOT 4B DB 906/846 2.83 AC
Legal Subdivision	LOCUST HILL II
Legal Lot Number	4B
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1067
Census Tract	950101

Owner

106 Hill Dr is owned and occupied by two individuals who acquired it in March 2005.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 HILL DR, BUMPASS, VA 23024-4144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit MELANIE L REID
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 14, 2005
Transfer Doc	0906/0846
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	106 HILL DR, BUMPASS, VA 23024-4144
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 HILL DR, BUMPASS, VA 23024-4144

Mortgage

Document Number	001901/319
Date	May 30, 2023
Book Page	1901/319
Instrument	202300004679

Lender

Name	MELANIE L REID
Type	Private Party
Address	10561 TELEGRAPH RD, GLEN ALLEN, VA 23059

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	106 HILL DR, BUMPASS, VA 23024-4144
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001809/184
Date	Nov 30, 2021
Book Page	1809/184
Instrument	202100014231

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 106 Hill Dr was $2,527, up 7.8% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,000 (+3.99%) Land $56,000 Building $309,000	$365,000 (+3.99%) Land $56,000 Building $309,000
2025	$2,527.00 (+7.76%)	$351,000 Land $46,400 Building $304,600	$351,000 Land $46,400 Building $304,600
2024	$2,345.00
2023		$299,700 Land $38,000 Building $261,700
2022	$985.00		$299,700 Land $38,000 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Hill Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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