Llano County property record for 106 Hidden Echo, Horseshoe Bay, TX 78657
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,048 sqft · built 2004 |
| Lot Size | 0.364 acres (15,894 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,709 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10650-003-4052-0 |
| Primary APN | 10650-003-4052-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,048 sqft Living Area |
| 1st Floor Area | 3,048 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 15,894 sqft (0.364 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 432 sqft |
| Patio Area | 756 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10650-003-4052-0 |
|---|---|
| Street Address | 106 HIDDEN ECHO |
| City | HORSESHOE BAY |
| State | TX |
| Zip | 78657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORSESHOE BAY LT 34052 |
| Legal Subdivision | HORSESHOE BAY PROPER |
| Legal Lot Number | 34052 |
| Jurisdiction | LLANO TX |
| Township / Civil Division | LLANO SOUTH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970402 |
Source: Llano County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 8238, HORSESHOE BAY, TX 78657-8238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LLANO TX |
| Property Address | 106 HIDDEN ECHO, HORSESHOE BAY, TX 78657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1904746 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 19-04746 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Llano County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Llano County |
| Municipality | Horseshoe Bay City |
| Unified School District | Llano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,709.00 (+243.39%) | $576,050 (+9.54%) Land $76,350 Building $499,700 | $576,050 (+5.51%) Land $76,350 Building $499,700 |
| 2025 | $2,245.00 (-55.53%) Homeowner's exemption Senior Citizen's exemption | $525,862 (+9.3%) Land $56,000 Building $489,970 | $545,970 (+13.47%) Land $56,000 Building $489,970 |
| 2023 | $5,048.00 Homeowner's exemption Senior Citizen's exemption | $481,140 Land $55,000 Building $426,140 | $481,140 Land $55,000 Building $426,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 112 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 144 units insured incl. 32 condo units |
| Nearby Flood Claims | 28 (2018) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Oct 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2016 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| VGI Technology Fixed Wireless | 1,000 / 200 |
| Vyve Broadband Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Zero2 Wireless.
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