106 Hermits Dr, Satsuma, FL 32189 Property Records

Putnam County property record for 106 Hermits Dr, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	1,344 sqft · built 1975
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Aug 2020)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`39-10-26-3610-0000-2980`

Property Details

APN / Parcel Number

Primary APN	`39-10-26-3610-0000-2980`
Alternative APN	`12107`

Interior

Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Mobile Home
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	110 ft deep x 150 ft wide
Porch	Unfinished Open Porch
Porch Area	360 sqft
Deck Area	108 sqft

Location & Zoning

Account Number	12107
Street Address	106 HERMITS DR
City	SATSUMA
State	FL
Zip	32189-2818
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF GOVT LOT 6 + J M, HERNANDEZ GRT OR301 P1613, OR319 P597 OR358 P1829 (LOTS, 298 299 306 307 HERMITS COVE, UNRECORDED ) (EX OR319 P595), (SEE SUPPLEMENTAL MAP OF, HERMITS COVE)
Legal Range	26E
Legal Township	10S
Legal Section	39
Legal Subdivision	HERMITS COVE
Legal Lot Number	6
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	1
Census Block	1036
Census Tract	951200

Owner

Source: Putnam County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 IDLEWOOD ACRES LN, POMONA PARK, FL 32181-2125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage GARY F & KERRY T MCKINNON
Nov 13, 2019	Trustee's Deed, Construction Loan · Construction Mortgage JOHN K & MARLYN A ROGERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202013564
Deed Book / Page	1585 / 320
Prior Transfer Date	Dec 12, 2016
Prior Transfer Doc	0014590186
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 7, 2020
Property Address	106 HERMITS DR, SATSUMA, FL 32189-2818
Document Number	0015850320
Book / Page	001585 / 000320
Instrument Date	Aug 5, 2020
Instrument	54013564
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	GULLET TITLE/INTERLACHEN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 KERNS ST POMONA PARK FL 321812231, POMONA PARK, FL 32181-2231

Mortgage

Document Number	15850323
Date	Aug 7, 2020
Book Page	001585/000323
Instrument	54013565

Lender

Name	GARY F & KERRY T MCKINNON
Address	PO BOX 1223, PALATKA, FL 32178-1223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 6, 2023

Interest

Rate	6%

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PUTNAM FL
Recording Date	Nov 13, 2019
Property Address	106 HERMITS DR, SATSUMA, FL 32189-2818
Document Number	0015600250
Book / Page	001560 / 000250
Instrument Date	Nov 7, 2019
Instrument	54020339
Transaction Type	Construction Loan
Record Updated	Dec 4, 2019
Title Company	GULLET TITLE/INTERLACHEN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 HERMITS DR SATSUMA FL 321892818, SATSUMA, FL 32189-2818

Mortgage

Document Number	15600250
Date	Nov 13, 2019
Book Page	001560/000250
Instrument	54020339

Lender

Name	JOHN K & MARLYN A ROGERS
Address	PO BOX 1154, PALATKA, FL 32178-1154

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 12, 2020

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (+25.11%)	$87,210 (+20.12%) Land $28,200 Building $59,010	$87,210 (+20.12%) Land $28,200 Building $59,010
2023	$1,183.00 (+14.97%)	$72,600 (+24.96%)	$72,600 (+24.96%) Land $14,100 Building $58,500
2022	$1,029.00	$58,100	$58,100 Land $14,100 Building $44,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1999–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMITS COVE WATER SYSTEM private · serves 558 people · EPA ID FL2540482
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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