106 Henson Rd, Hubert, NC 28539 Property Records

Onslow County property record for 106 Henson Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Jan 2025)
Tax Bill	$1,067 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Oct 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1314D-2`

Property Details

APN / Parcel Number

Primary APN	`1314D-2`
Alternative APNs	`490018053` `485081000` `065145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490018053
Street Address	106 HENSON RD
City	HUBERT
State	NC
Zip	28539-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L2 S1 PHILLIPS RIDGE
Legal Subdivision	REV. PHILLIPS RIDGE SEC 1
Legal Lot Number	2
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	3
Census Block	3007
Census Tract	2803

Owner

106 Henson Rd is owned and occupied by two individuals who bought it in January 2025.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 HENSON RD, HUBERT, NC 28539-4126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 31, 2024	Intrafamily Transfer, Transfer
May 4, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 29, 2017	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	May 4, 2022 · Amount on File
Deed Book / Page	6290 / 665
Prior Transfer Date	Oct 23, 2024
Prior Transfer Doc	0062500365
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 17, 2025
Property Address	106 HENSON RD, HUBERT, NC 28539-4126
Document Number	0062900665
Book / Page	6290 / 665
Map Reference	MB 47 PG 60 SL L-439
Instrument Date	Jan 13, 2025
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 HENSON RD, HUBERT, NC 28539-4126

Mortgage

Document Number	0006290668
Date	Jan 17, 2025
Instrument	6290/668

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Oct 31, 2024
Property Address	106 HENSON RD, HUBERT, NC 28539-4126
Document Number	0062500365
Book / Page	6250 / 365
Map Reference	MB47 PG60 SL L-439
Instrument Date	Oct 23, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SEVILLE ST, JACKSONVILLE, NC 28546-8399
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 4, 2022
Property Address	106 HENSON RD, HUBERT, NC 28539-4126
Document Number	0057450942
Book / Page	5745 / 942
Map Reference	MB 47 PG 60 SL L-439
Instrument Date	Mar 3, 2022
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 HENSON RD, HUBERT, NC 28539-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 HENSON RD, HUBERT, NC 28539-4126

Mortgage

Document Number	0005745946
Date	May 4, 2022
Instrument	5745-946

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 29, 2017
Property Address	106 HENSON RD, HUBERT, NC 28539-4126
Document Number	0047070017
Book / Page	4707 / 017
Map Reference	MB47 PG60 SLL-439
Instrument Date	Nov 4, 2017
Instrument	4707-017
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 HENSON RD, HUBERT, NC 28539-4126

Mortgage

Document Number	4707020
Date	Nov 29, 2017
Instrument	4707-020

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 106 Henson Rd was $1,067.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,067.00	$226,276 (+38.8%) Land $50,000 Building $176,276	$226,276 (+38.8%) Land $50,000 Building $176,276
2025	$1,067.00	$163,027 Land $40,000 Building $123,027	$163,027 Land $40,000 Building $123,027
2023	$1,067.00	$163,027 Land $40,000 Building $123,027	$163,027 Land $40,000 Building $123,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Henson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Henson Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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