106 Hazel Main, Hazel, KY 42049 Property Records

Calloway County property record for 106 Hazel Main, Hazel, KY 42049

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,162 sqft
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2023)
Tax Bill	$1,132 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-A-0010-00001`

Property Details

APN / Parcel Number

Primary APN	`045-A-0010-00001`
Alternative APNs	`98878` `98877` `3817`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,162 sqft Living Area

Exterior

Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Porch	Porch
Porch Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Solar

Location & Zoning

Account Number	98877
Street Address	106 HAZEL MAIN
City	HAZEL
State	KY
Zip	42049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	106 HAZEL MAIN
Jurisdiction	CALLOWAY KY
Township / Civil Division	HAZEL-LYNN GROVE
Census Block Group	3
Census Block	3060
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Hazel Historic District listed 2024 · 51 contributing resources · NRIS 100007810

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 MAIN ST, HAZEL, KY 42049-8578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRSTTRUST HOME LOANS INC
Jul 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FT HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Apr 13, 2009 · Amount on Record
Deed Document Number	684467
Deed Book / Page	1422 / 333
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	106 HAZEL MAIN, HAZEL, KY 42049
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MAIN ST, HAZEL, KY 42049-8578

Mortgage

Document Number	001531/699
Date	Feb 13, 2026
Book Page	1531/699
Instrument	724465

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	906 S ROCK ST, SHERIDAN, AR 72150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jul 6, 2023
Property Address	106 HAZEL MAIN, HAZEL, KY 42049
Document Number	001422/333
Book / Page	1422 / 333
Map Reference	MB 3 PG 445
Instrument Date	Jul 5, 2023
Instrument	684467
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 HARMON RD, MURRAY, KY 42071-6801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SANDY CIR, SPRINGVILLE, TN 38256-5036

Mortgage

Document Number	0000684468
Date	Jul 6, 2023
Instrument	684468

Lender

Name	FT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Hazel City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,132.00 (+505.35%)	$125,000 (+177.78%)	$125,000 (+177.78%)
2023	$187.00 (-57.6%)	$45,000 (-)	$45,000 (-)
2022	$441.00	$45,000	$45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH 641 WATER DISTRICT serves 1,160 people · EPA ID KY0180185
Water Source	Purchased groundwater from MURRAY WATER SYSTEM
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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