106 Gray St, Providence, RI 02909 Property Records

Providence City property record for 106 Gray St, Providence, RI 02909 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,212 sqft · built 1927
Lot Size0.147 acres (6,400 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Nov 2020)
Tax Bill$2,810 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2022 Refinance
Flood ZoneZone X (minimal risk)
APNPROV M:95 L:219

Property Details

APN / Parcel Number

Primary APNPROV M:95 L:219
Alternative APNs
  • P:0950219 L:0000
  • 42989

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,212 sqft Living Area
Gross Area3,760 sqft
1st Floor Area1,212 sqft
AtticAttic
Attic Area404 sqft
Basement Area1,212 sqft
Unfinished Basement1,212 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,400 sqft (0.147 acres)
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number42989
Street Address106 GRAY ST
CityPROVIDENCE
StateRI
Zip02909-4036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number219
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group4
Census Block4012
Census Tract2102

Owner

Source: Providence City records · APN PROV M:95 L:219

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 GRAY ST, PROVIDENCE, RI 02909-4036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Deed of Trust, Mortgage
PROVIDENCE REVOLVING FUND
Feb 10, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2020 · Amount on Record
Deed SaleNov 18, 2020 · Amount on Record
Prior SaleAug 29, 2008 · Amount on Record
Deed Document Number2020270843
Deed Book / Page12912 / 250
Prior Transfer DateNov 13, 2020
Prior Transfer Doc12912-250
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Recording DateMay 04, 2026
Property Address106 GRAY ST, PROVIDENCE, RI 02909-4036
Document Number014715-288
Book / Page14715 / 288
Instrument DateMar 30, 2026
Instrument2026415008
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 GRAY ST, PROVIDENCE, RI 02909-4036

Mortgage

Document Number0000415008,
DateMay 04, 2026
Book Page14715/288
Instrument2026415008
Lender
NamePROVIDENCE REVOLVING FUND
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate5.98%
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address106 GRAY ST, PROVIDENCE, RI 02909-4036
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013464-246
DateFeb 10, 2022
Book Page13464/246
Instrument2022312753
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Providence City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,810.00 (-36.48%)$334,500 (+38.74%) Land $131,800 Building $202,700
2023$4,424.00 (+3.08%)$241,100 (-) Land $76,200 Building $164,900
2022$4,292.00$241,100 Land $76,200 Building $164,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gray St

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