106 Gow Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 106 Gow Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,344 sqft · built 1978
Lot Size	0.346 acres (15,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (May 2010)
Tax Bill	$18,438 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`14-01108-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`14-01108-0000-00034`
Alternative APNs	`1400187M00015` `140110800034`

Interior

Building Area	3,344 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Lot Area	15,072 sqft (0.346 acres)

Location & Zoning

Old Parcel Number	1400187M00015
Street Address	106 GOW RD
City	WAYNE
State	NJ
Zip	07470-2867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LYNNFIELD
Legal Block	1108
Legal Lot Number	34
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1010
Census Tract	246104

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 GOW RD, WAYNE, NJ 07470-2867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2010 · Amount on Record
Deed Sale	May 27, 2010 · Amount on Record
Deed Document Number	201024463
Deed Book / Page	1925 / 62
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	106 GOW RD, WAYNE, NJ 07470-2867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 GOW RD, WAYNE, NJ 07470-2867

Mortgage

Document Number	0000047492
Date	Sep 24, 2020
Book Page	M16453/78
Instrument	2020047492

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,400 (-) Land $115,000 Building $192,400	$307,400 (-) Land $115,000 Building $192,400
2025	$18,438.00 (+0.88%)	$307,400 (+2.43%) Land $115,000 Building $192,400	$307,400 (+2.43%) Land $115,000 Building $192,400
2024	$18,278.00 (+7.73%)
2023		$300,100 Land $115,000 Building $185,100	$300,100 Land $115,000 Building $185,100
2022	$16,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1982–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20