106 Flathead Lake Dr, Laredo, TX 78041 Property Records

Webb County property record for 106 Flathead Lake Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,309 sqft · built 2001
Lot Size	0.169 acres (7,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,300 (Sep 2007)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-00001-020`

Property Details

APN / Parcel Number

Primary APN	`991-00001-020`
Alternative APN	`247277`

Interior

Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	2,309 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,378 sqft (0.169 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	348 sqft
Porch	Open Porch
Porch Area	349 sqft

Location & Zoning

Street Address	106 FLATHEAD LAKE DR
City	LAREDO
State	TX
Zip	78041-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 1, LOT 2, PHASE 1
Legal Subdivision	LAKESIDE
Legal Phase	1
Legal Block	1
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2015
Census Tract	1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 FLATHEAD LAKE DR, LAREDO, TX 78041-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEO MORTGAGE SERVICES INC
Feb 1, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage GEO MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2007 · Amount on Record
Deed Sale	Sep 26, 2007 · Amount on Record
Deed Document Number	2007980544
Deed Book / Page	2450 / 450
Prior Transfer Date	Sep 25, 2007
Prior Transfer Doc	002450/450
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	106 FLATHEAD LAKE DR, LAREDO, TX 78041-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4767/836
Date	Apr 14, 2020
Book Page	4767/836
Instrument	1389262

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	106 FLATHEAD LAKE DR, LAREDO, TX 78041-1913
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4544/151
Date	Feb 1, 2019
Book Page	4544/151
Instrument	1351219

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,808 (+3.45%) Land $123,796 Building $226,012	$349,808 (+3.45%) Land $123,796 Building $226,012
2025	$1,711.00 (-18.13%) Homeowner's exemption	$338,152 (+10.33%) Land $123,796 Building $214,356	$338,152 (+10.33%) Land $123,796 Building $214,356
2024	$2,090.00 (+10.47%)
2023		$306,489 Land $92,515 Building $213,974	$306,489 Land $92,515 Building $213,974
2022	$1,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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