106 Etta St, Poca, WV 25159 Property Records

Putnam County property record for 106 Etta St, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 780 sqft · built 1941
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Aug 2022)
Tax Bill	$668 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`09-3-0107.0000`

Property Details

APN / Parcel Number

Primary APN	`09-3-0107.0000`
Alternative APNs	`40-09-3-0107.0000` `00011532`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Architectural Style	Cape Cod
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	85 ft deep x 86 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00011532
Street Address	106 ETTA ST
City	POCA
State	WV
Zip	25159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.11 AC POCA
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3005
Census Tract	20500

Owner

Source: Putnam County records · APN 09-3-0107.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 ETTA ST, POCA, WV 25159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Jan 02, 2007 · Amount on Record
Deed Document Number	005308860003
Deed Book / Page	609 / 759
Record Updated	Jun 08, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Aug 29, 2022
Property Address	106 ETTA ST, POCA, WV 25159
Document Number	000609/759
Book / Page	609 / 759
Map Reference	DB 74 PG 276
Instrument Date	Aug 26, 2022
Instrument	005308860003
Transaction Type	Transfer
Record Updated	Dec 05, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005308870021
Date	Aug 29, 2022
Instrument	005308870021

Lender

Name	STATE CAPITOL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.24%
Max Rate At Change	6.24%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Poca Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 (-42.66%)	$44,220 (+11.16%) Land $11,460 Building $32,760	$73,700 (+11.16%) Land $19,100 Building $54,600
2023	$1,165.00 (+6.98%)	$39,780 (+6.25%) Land $11,460 Building $28,320	$66,300 (+6.25%) Land $19,100 Building $47,200
2022	$1,089.00	$37,440 Land $9,960 Building $27,480	$62,400 Land $16,600 Building $45,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), as of February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790205003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 47% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications, Verizon.

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WV3302016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.