106 Etowah Downs Ct, Ball Ground, GA 30107 Property Records

Cherokee County property record for 106 Etowah Downs Ct, Ball Ground, GA 30107

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2021)
Tax Bill	$8,406 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03N08 020`

Property Details

APN / Parcel Number

Primary APN	`03N08 020`
Alternative APNs	`003N08-00000-020-000-0000` `96122573` `380353`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,798 sqft Living Area
1st Floor Area	1,746 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Porch	Finished/Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	380353
Street Address	106 ETOWAH DOWNS CT
City	BALL GROUND
State	GA
Zip	30107-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 16 ETOWAH DOWNS
Legal Subdivision	ETOWAH DOWNS
Legal Lot Number	16
Jurisdiction	CHEROKEE GA
Township / Civil Division	BALL GROUND
Census Block Group	1
Census Block	1076
Census Tract	90103

Owner

106 Etowah Downs Ct is owned and occupied by two individuals who bought it in April 2021.

Source: Cherokee County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	106 ETOWAH DOWNS CT, BALL GROUND, GA 30107-4201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Apr 29, 2021	Limited Warranty Deed, Transfer
Jun 25, 2019	Grant Deed, Transfer · Conventional Mortgage LORI L MEEHAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Document Number	20215349
Deed Book / Page	14641 / 1913
Prior Transfer Date	Sep 9, 2004
Prior Transfer Doc	0073570492
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	106 ETOWAH DOWNS CT, BALL GROUND, GA 30107-4201
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ETOWAH DOWNS CT

Mortgage

Document Number	0146742388
Date	Jul 16, 2021
Book Page	0000014674/0000002388
Instrument	2021039298

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2020

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	106 ETOWAH DOWNS CT, BALL GROUND, GA 30107-4201
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ETOWAH DOWNS CT

Mortgage

Document Number	0148120838
Date	Jul 28, 2022
Book Page	0000014812/0000000838
Instrument	2022030629

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Apr 29, 2021
Property Address	106 ETOWAH DOWNS CT, BALL GROUND, GA 30107-4201
Document Number	0146411913
Book / Page	14641 / 1913
Instrument Date	Apr 29, 2021
Instrument	2021-005349
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ETOWAH DOWNS CT, BALL GROUND, GA 30107-4201

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Jun 25, 2019
Property Address	106 ETOWAH DOWNS CT, BALL GROUND, GA 30107-4201
Document Number	0143690516
Book / Page	014369 / 000516
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ETOWAH DOWNS CT BALL GROUND GA 30107, BALL GROUND, GA 30107

Mortgage

Document Number	143690520
Date	Jun 25, 2019
Book Page	014369/000520

Lender

Name	LORI L MEEHAN
Address	1022 MEDINA RD, LONG LAKE, MN 55356-9515
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 24, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 106 Etowah Downs Ct was $8,406 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,406.00 Homeowner's exemption	$348,160 Land $93,652 Building $254,508	$870,400 Land $234,131 Building $636,269
2023		$349,680 (+60.05%) Land $95,000 Building $254,680	$874,200 (+60.05%) Land $237,500 Building $636,700
2022	$6,139.00 Homeowner's exemption	$218,480 Land $90,000 Building $128,480	$546,200 Land $225,000 Building $321,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Etowah Downs Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Etowah Downs Ct is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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