106 Elm St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 106 Elm St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,086 sqft · built 1967
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$467,000 (May 2013)
Tax Bill	$9,418 (2025)
Deeds & Mortgages	Jun 2021 Refinance May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAKE M:000003 B:0136 P:0000S4`

Property Details

APN / Parcel Number

Primary APN	`WAKE M:000003 B:0136 P:0000S4`
Alternative APN	`2188`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	3,386 sqft
Basement Area	1,150 sqft
Unfinished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2188
Street Address	106 ELM ST
City	WAKEFIELD
State	MA
Zip	01880-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	136
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1003
Census Tract	335200

Owner

106 Elm St is owned and occupied by two individuals who bought it in May 2013.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 ELM ST, WAKEFIELD, MA 01880-1552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
May 24, 2019	Deed of Trust, Mortgage · Balloon Mortgage EAST BOSTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2013 · Amount on File
Deed Sale	May 30, 2013 · Amount on File
Prior Sale	May 30, 2013 · Amount on File
Deed Book / Page	61905 / 225
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	106 ELM ST, WAKEFIELD, MA 01880-1552
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077973-68
Date	Jun 9, 2021
Book Page	77973/68
Instrument	130258

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	106 ELM ST, WAKEFIELD, MA 01880-1552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72651-220
Date	May 24, 2019
Book Page	72651/220
Instrument	68410

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 106 Elm St was $9,418, up 3.9% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,418.00 (+3.94%)	$829,800 (+3.03%) Land $411,300 Building $418,500	$826,975 (+3.92%)
2024	$9,061.00 (+3.58%)	$805,400 (+7.99%) Land $399,200 Building $406,200	$795,815
2023	$8,748.00	$745,800 Land $369,600 Building $376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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