106 Eldred Rd, Hartwick, NY 13348 Property Records

Otsego County and Hartwick Town property record for 106 Eldred Rd, Hartwick, NY 13348 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 528 sqft · built 1975
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Mar 2016)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`363200 160.00-1-38.00`

Property Details

APN / Parcel Number

Primary APN	`363200 160.00-1-38.00`
Alternative APNs	`320016000000010380000000` `032000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	528 sqft Living Area
1st Floor Area	528 sqft
Basement Area	264 sqft
Finished Basement	264 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	97,574 sqft (2.24 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	032000
Street Address	106 ELDRED RD
City	HARTWICK
State	NY
Zip	13348-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	990 0 0
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	OTSEGO NY
Township / Civil Division	HARTWICK
Census Block Group	2
Census Block	2010
Census Tract	590201

Owner

Source: Otsego County and Hartwick Town records · APN 363200 160.00-1-38.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 ELDRED RD, HARTWICK, NY 13348-2024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2016 · Amount on Record
Deed Sale	Mar 04, 2016 · Amount on Record
Prior Sale	Apr 28, 2015 · Amount on Record
Deed Book / Page	2016 / 1076
Prior Transfer Date	Feb 08, 2007
Prior Transfer Doc	0011020114
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	106 ELDRED RD, HARTWICK, NY 13348-2024
Document Number	0000000423
Instrument Date	Jan 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 ELDRED RD HARTWICK NY 133482024, HARTWICK, NY 13348-2024

Mortgage

Document Number	0000000423
Date	Jan 28, 2019
Instrument	423

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Otsego County and Hartwick Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Hartwick Town
Unified School District	Cooperstown Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00	$84,200 (-) Land $34,600 Building $49,600	$120,286 (+24%) Land $49,429 Building $70,857
2023		$84,200 Land $34,600 Building $49,600	$97,005 Land $39,862 Building $57,143

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775902012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 4 of 5 on primary residences
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.