106 Edgewater Ave, North East, MD 21901 Property Records

Cecil County property record for 106 Edgewater Ave, North East, MD 21901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 2000
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,900 (Mar 2000)
Tax Bill	$3,143 (2026)
Deeds & Mortgages	Oct 2018 Second Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-043956`

Property Details

APN / Parcel Number

Primary APN	`05-043956`
Alternative APNs	`5043956` `043956`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	043956
Street Address	106 EDGEWATER AVE
City	NORTH EAST
State	MD
Zip	21901-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 13-14-15-16 106 EDGEWATER AVENUE CHARLESTOWN MANOR
Legal Subdivision	CHARLESTOWN MANOR
Legal Lot Number	13-16
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	2
Census Block	2052
Census Tract	30907

Owner

Source: Cecil County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 EDGEWATER AVE, NORTH EAST, MD 21901-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage HARFORD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2000 · Amount on Record
Deed Sale	Mar 28, 2000 · Amount on Record
Prior Sale	Jul 1, 1985 · Amount on Record
Deed Document Number	2000248497
Deed Book / Page	883 / 683
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	106 EDGEWATER AVE, NORTH EAST, MD 21901-3304
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043080001
Date	Oct 3, 2018
Book Page	4308/001

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 23, 2033

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	106 EDGEWATER AVE, NORTH EAST, MD 21901-3304
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	EQUITABLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050970473
Date	Feb 3, 2022
Book Page	5097/473

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2042

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Charlestown Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,143.00 (+4.04%) Homeowner's exemption	$234,300 (+21.78%) Land $87,200 Building $147,100	$234,300 (+21.78%) Land $87,200 Building $147,100
2025	$3,021.00 (+46.51%) Homeowner's exemption
2023	$2,062.00 Homeowner's exemption	$192,400 Land $87,200 Building $105,200	$192,400 Land $87,200 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2012–2026)
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHARLESTOWN serves 3,791 people · EPA ID MD0070029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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