Walton County property record for 106 Echo Cv, Freeport, FL 32439 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,294 sqft Living Area |
| Lot Size | 18,049 sqft (0.414 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2012) |
| Tax Bill | $3,392.00 (2025) |
| Primary APN | 17-1S-19-23040-000-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 3,340 sqft Gross Area |
| 1st Floor | 2,294 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,049 sqft (0.414 acres) |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch Area | 486 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 106 ECHO CV |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-6561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 17 SOUNDS AT HAMMOCK BAY PB 16 PG 89 OR 2747-1129 OR 2801-374 OR 2893-3283 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23040-000-0170
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 23, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Nov 14, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit PROGRESS BANK & TRUST |
| Nov 25, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PROGRESS BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on Record |
| Deed Sale | Jun 26, 2012 · Amount on Record |
| Prior Sale | Sep 05, 2008 · Amount on Record |
| Deed Doc Number | 20121199858 |
| Deed Book / Page | 2893 / 3283 |
| Last Transfer Date | Oct 15, 2025 |
| Transfer Doc | 0033773179 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0033363929 |
|---|---|
| Date | Sep 23, 2024 |
| Book Page | 3336/3929 |
| Instrument | 20240033315 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 05, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 14, 2025 |
| Property Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Document Number | 0033773179 |
| Book / Page | 3377 / 3179 |
| Map Reference | MB 16 PG 89 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 20250042173 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Document Number | 0031794976 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 3179/4976 |
| Instrument | 20210003479 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | INLET BEACH, FL 32461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 106 ECHO CV, FREEPORT, FL 32439-6561 |
| Document Number | 0031704332 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 3170/4332 |
| Instrument | 20200048604 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,392.00 (-0.32%) Homeowner's exemption Veteran's exemption | $227,635 (-36.71%) | $379,841 (+5.61%) Land $55,000 Building $324,841 |
| 2024 | $3,403.00 (+3.91%) | ||
| 2023 | $3,275.00 (+3.77%) Homeowner's exemption | $359,652 (+7.57%) Land $40,535 Building $319,117 | $359,652 (+7.57%) Land $40,535 Building $319,117 |
| 2022 | $3,156.00 Homeowner's exemption | $334,339 Land $44,994 Building $289,345 | $334,339 Land $44,994 Building $289,345 |
106 Echo Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 15th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,149 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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