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106 E Williams St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 106 E Williams St, Waterloo, NY 13165 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1900
Square Footage1,919 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$221,000 (2025)
Tax Bill$3,757.00 (2025)

Property Details

APN / Parcel Number

Primary APN453801 10-3-28
Alternative APN
  • 380101000000030280000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,919 sqft Living Area
1st Floor1,051 sqft 1st Floor
2nd Floor868 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,841 sqft (0.18 acres)
Depth X Width165 ft x 49 ft Depth x Width
Pool TypeAbove-Ground Pool Pool Type
Pool Area452 sqft Pool
Porch Area662 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address106 E WILLIAMS ST
CityWATERLOO
StateNY
Zip13165-1413
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number28.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2009
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 10-3-28

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address149 COLUMBIA ST, CLYDE, NY 14433-1045
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Warranty Deed, Transfer · Stand Alone Refinance
LYONS SAVINGS BANK
Nov 28, 2012Deed, Transfer
FINGER LAKES FEDERAL CREDIT UNION
Nov 17, 2005Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleNov 28, 2012 · Amount on Record
Deed Doc Number202571609
Deed Book / Page1127 / 267
Prior Transfer DateSep 07, 2005
Prior Transfer Doc0000000716/000000023
Record RefreshedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateSep 10, 2025
Property Address106 E WILLIAMS ST, WATERLOO, NY 13165-1413
Document Number001127/267
Book / Page1127 / 267
Instrument DateSep 04, 2025
Instrument71609
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address149 COLUMBIA ST, CLYDE, NY 14433-1045

Mortgage

Document Number0001967/66
DateSep 10, 2025
Book Page1967/66
Instrument71610
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

November 2012: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateNov 28, 2012
Property Address106 E WILLIAMS ST, WATERLOO, NY 13165-1413
Document Number0000000863/0000000118
Book / Page0000000863 / 0000000118
Instrument DateNov 27, 2012
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyCHRISTIAN TITLE, CHRISTI MILLER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001425/0000000309
DateNov 28, 2012
Book Page0000001425/0000000309
Instrument0000014537
Lender
NameFINGER LAKES FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term218 Months
DueJan 01, 2031

November 2005: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSENECA NY
Recording DateNov 17, 2005
Property Address106 E WILLIAMS ST, WATERLOO, NY 13165-1413
Document Number0000000716/0000000231
Book / Page0000000716 / 0000000231
Instrument DateSep 07, 2005
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,757.00 (+91.88%)$78,000 (-) Land $12,100 Building $65,900$127,900 (+16.42%) Land $19,841 Building $108,059
2023$78,000 Land $12,100 Building $65,900$109,859 Land $17,042 Building $92,817
2019$1,958.00

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