106 E Spruce St, Monona, IA 52159 Property Records

Clayton County property record for 106 E Spruce St, Monona, IA 52159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1978
Lot Size	0.284 acres (12,350 sqft)
Owner	2 Trust Names on File
Last Sale	$230,000 (Oct 2023)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Oct 2023 Sale Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3613306001`

Property Details

APN / Parcel Number

Primary APN	`3613306001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Basement Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,350 sqft (0.284 acres)
Lot Dimensions	95 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	106 E SPRUCE ST
City	MONONA
State	IA
Zip	52159-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 2 NW SW 13 95 5
Legal Lot Number	2
Jurisdiction	CLAYTON IA
Township / Civil Division	MONONA
Census Block Group	3
Census Block	3029
Census Tract	70200

Owner

106 E Spruce St is owner-occupied and held in a trust since October 2023.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	341 ESTES RIDGE TRL, GUTTENBERG, IA 52052-7601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer
Jan 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Sep 30, 2014 · Amount on File
Deed Document Number	20232715
Prior Transfer Date	Jan 5, 2021
Prior Transfer Doc	0000000053
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Oct 2, 2023
Property Address	21044 125TH ST, MONONA, IA 52159-8029
Document Number	2023R02715
Instrument Date	Sep 28, 2023
Instrument	2023R02715
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E SPRUCE ST, MONONA, IA 52159-7700

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Jan 5, 2021
Property Address	21044 125TH ST, MONONA, IA 52159-8029
Document Number	2021R00053
Instrument Date	Jan 5, 2021
Instrument	2021R00053
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21044 125TH ST, MONONA, IA 52159-8029

Tax Assessment & Valuation

The 2025 property tax bill for 106 E Spruce St was $3,768 with a homeowner's exemption, down 1.5% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Monona City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (-1.46%) Homeowner's exemption	$239,964 Land $18,155 Building $221,809	$239,964 Land $18,155 Building $221,809
2024	$3,824.00
2023		$170,854 Land $15,787 Building $155,067	$175,222
2022	$2,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 E Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 E Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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