106 E Spring St, Strawberry Point, IA 52076 Property Records

Clayton County property record for 106 E Spring St, Strawberry Point, IA 52076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,495 sqft · built 1905
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2025)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Jul 2026 Transfer Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4122256012`

Property Details

APN / Parcel Number

Primary APN	`4122256012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,495 sqft Living Area
1st Floor Area	676 sqft
Basement Area	1,483 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Deck Area	374 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	106 E SPRING ST
City	STRAWBERRY POINT
State	IA
Zip	52076-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WH DM STERNS. E. 66 FT LOT 4 BLK 6
Legal Subdivision	W H & D M STERNS ADD
Legal Block	6
Legal Lot Number	4
Jurisdiction	CLAYTON IA
Township / Civil Division	CASS
Census Block Group	2
Census Block	2044
Census Tract	70600

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 252, STRAWBERRY POINT, IA 52076-0252
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 21, 2014	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 21, 2014	Deed of Trust, Mortgage VERIDIAN CU
Jun 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
Jul 1, 2025	Warranty Deed, Transfer · Conventional Mortgage FREEDOMBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Deed Document Number	20251790
Last Transfer Date	Jul 9, 2026
Transfer Doc	0000002009
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAYTON IA
Recording Date	Jul 14, 2026
Property Address	106 E SPRING ST, STRAWBERRY POINT, IA 52076-9608
Document Number	0000002009
Instrument Date	Jul 9, 2026
Instrument	20262009
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	106 E SPRING ST, STRAWBERRY POINT, IA 52076-9608
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E SPRING ST, STRAWBERRY POINT, IA 52076-9608

Mortgage

Document Number	2023R02594
Date	Sep 19, 2023
Instrument	2023R02594

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	106 E SPRING ST, STRAWBERRY POINT, IA 52076-9608
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R02272
Date	Jul 21, 2014
Instrument	2014R02272

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	106 E SPRING ST, STRAWBERRY POINT, IA 52076-9608
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014R02271
Date	Jul 21, 2014
Instrument	2014R02271

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2024

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	106 E SPRING ST, STRAWBERRY POINT, IA 52076-9608
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R01835
Date	Jun 1, 2009
Instrument	2009R01835

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	EDGEWOOD, IA 52042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2024

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Jul 1, 2025
Property Address	106 E SPRING ST, STRAWBERRY POINT, IA 52076-9608
Document Number	2025R01790
Instrument Date	Jun 27, 2025
Instrument	2025R01790
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E SPRING ST, STRAWBERRY POINT, IA 52076-9608

Mortgage

Document Number	2025R01791
Date	Jul 1, 2025
Instrument	2025R01791

Lender

Name	FREEDOMBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Strawberry Point City
Unified School District	Starmont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (+30.96%)	$201,758 (+18.73%) Land $11,417 Building $190,341	$201,758 (+18.73%) Land $11,417 Building $190,341
2024	$2,448.00 (-13.86%)
2023		$169,927 Land $9,928 Building $159,999	$169,927 Land $9,928 Building $159,999
2022	$2,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STRAWBERRY POINT WATER SUPPLY serves 1,155 people · EPA ID IA2279003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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