106 E Otter Ridge Dr, Goode, VA 24556 Property Records

Bedford County property record for 106 E Otter Ridge Dr, Goode, VA 24556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1992
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Apr 2019)
Tax Bill	$1,131 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`150 4 9`

Property Details

APN / Parcel Number

Primary APN	`150 4 9`
Alternative APNs	`15008600` `518220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	4,082 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	102 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	518220
Street Address	106 E OTTER RIDGE DR
City	GOODE
State	VA
Zip	24556-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTER RIDGE ACRES LT 9
Legal Subdivision	OTTER RIDGE ACRES
Legal Lot Number	9
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	2
Census Block	2000
Census Tract	30202

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Mar 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE CORPORATION
May 29, 2019	Intrafamily Transfer, Transfer
Apr 25, 2019	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	190003556
Last Transfer Date	May 29, 2019
Transfer Doc	190004651
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Aug 20, 2026
Property Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005
Document Number	0000007890
Instrument Date	Jun 17, 2026
Instrument	20267890
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005

Mortgage

Document Number	0000007890,
Date	Aug 20, 2026
Instrument	20267890

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	May 1, 2051

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001643
Date	Mar 7, 2024
Instrument	240001643

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003302
Date	Mar 22, 2022
Instrument	220003302

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	350 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006692
Date	May 4, 2021
Instrument	210006692

Lender

Name	FIRST GUARANTY MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.63%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	May 29, 2019
Property Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005
Document Number	190004651
Instrument Date	May 9, 2019
Instrument	190004651
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 25, 2019
Property Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005
Document Number	190003556
Instrument Date	Apr 22, 2019
Instrument	190003556
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E OTTER RIDGE DR, GOODE, VA 24556-2005

Mortgage

Document Number	190003557
Date	Apr 25, 2019
Instrument	190003557

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,131.00 Additional exemption filed	$138,000	$276,000 Land $45,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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