Minnehaha County property record for 106 E Opal Ln, Hartford, SD 57033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,812 sqft · built 2014 |
| Lot Size | 0.245 acres (10,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Apr 2026) |
| Tax Bill | $8,493 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2013 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-14-27-104-008-000 |
| Primary APN | 01-14-27-104-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,812 sqft Finished Area |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,812 sqft |
| Finished Basement | 1,630 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,663 sqft (0.245 acres) |
| Lot Dimensions | 130 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 876 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 187 sqft |
| Patio Area | 605 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 82084 |
|---|---|
| Street Address | 106 E OPAL LN |
| City | HARTFORD |
| State | SD |
| Zip | 57033-2134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 8 BLOCK 5 CRESSWOOD ADDITION TO THE CITY OF HARTFORD |
| Legal Subdivision | CRESSWOOD ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | HARTFORD |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 10300 |
Source: Minnehaha County records · APN 01-14-27-104-008-000
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 E OPAL LN, HARTFORD, SD 57033-2134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Sep 24, 2013 | Deed of Trust, Mortgage · Stand-Alone First Mortgage RELIABANK DAKOTA |
| Jan 31, 2014 | Deed of Trust, Mortgage · Stand-Alone First Mortgage RELIABANK DAKOTA |
| Apr 21, 2026 | Warranty Deed, Transfer PLAINS COMMERCE BANK |
| May 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIOUX FALLS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 2026156702 |
| Deed Book / Page | 637-D / 983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 106 E OPAL LN, HARTFORD, SD 57033-2134 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1916MTG/728 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 1916 MTG/728 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 106 E OPAL LN, HARTFORD, SD 57033-2134 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5704 S GALWAY AVE, SIOUX FALLS, SD 57106-7815 |
| Investor | Possibly a Property Investor |
| Document Number | 001744/872 |
|---|---|
| Date | Sep 24, 2013 |
| Book Page | 1744/872 |
| Instrument | 328700 |
| Name | RELIABANK DAKOTA |
|---|---|
| Type | Seller |
| Address | PO BOX 610, HARTFORD, SD 57033 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 106 E OPAL LN, HARTFORD, SD 57033-2134 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001751/749 |
|---|---|
| Date | Jan 31, 2014 |
| Book Page | 1751/749 |
| Instrument | 401989 |
| Name | RELIABANK DAKOTA |
|---|---|
| Type | Seller |
| Address | TEA, SD 57064 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Apr 21, 2026 |
| Property Address | 106 E OPAL LN, HARTFORD, SD 57033-2134 |
| Document Number | DEED637/983 |
| Book / Page | 637-D / 983 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026156702 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 106 E OPAL LN, HARTFORD, SD 57033-2134 |
| Document Number | 0000156703, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 2014-M/807 |
| Instrument | 2026156703 |
| Name | PLAINS COMMERCE BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | May 27, 2020 |
| Property Address | 106 E OPAL LN, HARTFORD, SD 57033-2134 |
| Document Number | 596DEED/214 |
| Book / Page | 596 DEED / 214 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 FAIRWAY LN, HARTFORD, SD 57033-2364 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 E OPAL LN, HARTFORD, SD 57033-2134 |
| Document Number | 1885MTG952 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 1885 MTG/952 |
| Name | SIOUX FALLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Hartford City |
| Unified School District | West Central School District 49-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,493.00 | $554,800 (+1.31%) Land $51,800 Building $503,000 |
| 2024 | $8,493.00 (+5.33%) | $547,600 (+16.41%) Land $51,800 Building $495,800 |
| 2022 | $8,063.00 | $470,400 Land $39,400 Building $431,000 |
Source: FEMA National Flood Hazard Layer as of May 2, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Fiber | 5,000 / 5,000 |
| Golden West Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 230 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARTFORD serves 3,396 people |
|---|---|
| Water Source | Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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