106 E Oak St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 106 E Oak St, Rome, NY 13440 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,344 sqft · built 1938
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$3,926 (2022)
Deeds & Mortgages	Jul 2025 Refinance May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301301 223.016-4-34`

Property Details

APN / Parcel Number

Primary APN	`301301 223.016-4-34`
Alternative APNs	`130122301600040340000000` `301301 223.016-0004-034` `57395 07`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Width	42 ft Width
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	146 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	57395 07
Street Address	106 E OAK ST
City	ROME
State	NY
Zip	13440-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H&L&G 42X120
Legal Block	4
Legal Lot Number	34.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1023
Census Tract	22200

Owner

Source: Oneida County and Rome City records · APN 301301 223.016-4-34

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 E OAK ST, ROME, NY 13440-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU
May 01, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 11, 2008
Transfer Doc	2008020721
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	106 E OAK ST, ROME, NY 13440-2801
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008490
Date	Jul 14, 2025
Instrument	2025-008490

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2045

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	106 E OAK ST, ROME, NY 13440-2801
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005213
Date	May 01, 2023
Instrument	2023-005213

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2043

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	May 25, 2018
Property Address	106 E OAK ST, ROME, NY 13440-2801
Document Number	0000007125
Instrument Date	May 16, 2018
Instrument	7125
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HENRY ST ROME NY 134405640, ROME, NY 13440-5640

Mortgage

Document Number	7126
Date	May 25, 2018
Instrument	7126

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,000 (-) Land $12,900 Building $39,100	$122,353 (+6.75%) Land $30,353 Building $92,000
2024		$52,000 (-) Land $12,900 Building $39,100	$114,613 (+0.02%) Land $28,433 Building $86,180
2023		$52,000 (-) Land $12,900 Building $39,100	$114,588 (+17.92%) Land $28,427 Building $86,161
2022	$3,926.00	$52,000 Land $12,900 Building $39,100	$97,178 Land $24,108 Building $73,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 423 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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