Putnam County property record for 106 E Oak St, Bainbridge, IN 46105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1996 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,336 (Jul 2021) |
| Tax Bill | $1,515 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-05-12-203-001.000-014 |
| Primary APN | 67-05-12-203-001.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 420 sqft |
| Unfinished Basement | 420 sqft |
| Game Room | Game Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000005866 |
|---|---|
| Street Address | 106 E OAK ST |
| City | BAINBRIDGE |
| State | IN |
| Zip | 46105-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | PT SW NW S12 T15 R4 .73A |
| Legal Range | 4 |
| Legal Township | 15 |
| Legal Section | 12 |
| Legal Subdivision | REPLAT OF FAIRVIEW ADDITION |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 956402 |
Source: Putnam County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 E OAK ST, BAINBRIDGE, IN 46105-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Jul 16, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Apr 12, 2017 | Personal Representative Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on Record |
| Deed Sale | Jul 16, 2021 · Amount on Record |
| Prior Sale | Apr 12, 2017 · Amount on Record |
| Deed Document Number | 20214601 |
| Prior Transfer Date | Mar 19, 2009 |
| Prior Transfer Doc | 0000002549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 106 E OAK ST, BAINBRIDGE, IN 46105-8534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003362 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020003362 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Jul 16, 2021 |
| Property Address | 106 E OAK ST, BAINBRIDGE, IN 46105-8534 |
| Document Number | 0000004601 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021004601 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 106 E OAK ST, BAINBRIDGE, IN 46105-8534 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004602 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021004602 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Apr 12, 2017 |
| Property Address | 106 E OAK ST, BAINBRIDGE, IN 46105-8534 |
| Document Number | 0000001715 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 2017001715 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001716 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 2017001716 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bainbridge Town |
| County | Putnam County |
| County Subdivision | Monroe Township |
| Unified School District | North Putnam Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,515.00 (-0.26%) Homeowner's exemption | $193,100 (+27.63%) Land $14,700 Building $178,400 | $193,100 (+27.63%) Land $14,700 Building $178,400 |
| 2024 | $1,519.00 (+6.3%) | ||
| 2023 | $151,300 (-0.98%) Land $14,700 Building $136,600 | $151,300 (-0.98%) Land $14,700 Building $136,600 | |
| 2022 | $1,429.00 | $152,800 Land $14,700 Building $138,100 | $152,800 Land $14,700 Building $138,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE WATER WORKS serves 830 people · EPA ID IN5267001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
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