Oneida County and Rome City property record for 106 E Locust St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,740 sqft · built 1910 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,800 (Dec 2023) |
| Tax Bill | $2,419 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.020-5-19 |
| Primary APN | 301301 223.020-5-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 870 sqft |
| 2nd Floor Area | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Width | 42 ft Width |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 234 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 56780 07 |
|---|---|
| Street Address | 106 E LOCUST ST |
| City | ROME |
| State | NY |
| Zip | 13440-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Description | H&L 42X127 |
| Legal Block | 5 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 22200 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 E LOCUST ST, ROME, NY 13440-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICU CU |
| Oct 27, 2020 | Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Jun 12, 2017 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Apr 24, 2017 | Trustee's Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on Record |
| Deed Sale | Dec 4, 2023 · Amount on Record |
| Prior Sale | Oct 27, 2020 · Amount on Record |
| Deed Document Number | 202314935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Dec 4, 2023 |
| Property Address | 106 E LOCUST ST, ROME, NY 13440-3545 |
| Document Number | 0000014935 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023-014935 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 WOOD CREEK DR, ROME, NY 13440-7746 |
| Document Number | 0000014936 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023-014936 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Oct 27, 2020 |
| Property Address | 106 E LOCUST ST, ROME, NY 13440-3545 |
| Document Number | 0000014655 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2020-014655 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 612 W EMBARGO ST, ROME, NY 13440-3108 |
| Document Number | 0000014656 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-014656 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 12, 2017 |
| Property Address | 106 E LOCUST ST, ROME, NY 13440-3545 |
| Document Number | 0000008404 |
| Instrument Date | May 23, 2017 |
| Instrument | 8404 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 717 N WASHINGTON ST ROME NY 134404227, ROME, NY 13440-4227 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Apr 24, 2017 |
| Property Address | 106 E LOCUST ST, ROME, NY 13440-3545 |
| Document Number | 0000005725 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 5725 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 3121 MICHELSON DR IRVINE CA 926127672, IRVINE, CA 92612-7672 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,419.00 | ||
| 2025 | $51,500 (-) Land $8,000 Building $43,500 | $121,176 (+6.78%) Land $18,823 Building $102,353 | |
| 2023 | $51,500 (-) Land $8,000 Building $43,500 | $113,486 (+17.91%) Land $17,629 Building $95,857 | |
| 2022 | $3,899.00 | $51,500 Land $8,000 Building $43,500 | $96,244 Land $14,951 Building $81,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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