106 E Keith Ave, Waukegan, IL 60085 Property Records

Lake County property record for 106 E Keith Ave, Waukegan, IL 60085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,207 sqft · built 1956
Lot Size0.163 acres (7,087 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Sep 2023)
Tax Bill$4,877 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-16-202-032

Property Details

APN / Parcel Number

Primary APN08-16-202-032

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,207 sqft Living Area
Gross Area2,414 sqft
1st Floor Area1,207 sqft
Basement Area1,207 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,087 sqft (0.163 acres)
Lot Dimensions141 ft deep x 50 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address106 E KEITH AVE
CityWAUKEGAN
StateIL
Zip60085-2135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHERIDAN TERRACE SUB. LOTS 3 & LOT 4 BLOCK 2
Legal SubdivisionSHERIDAN TERRACE SUB.
Legal Block2
Legal Lot Number3,4
JurisdictionLAKE IL
Township / Civil DivisionWAUKEGAN
Census Block Group1
Census Block1002
Census Tract861702

Owner

106 E Keith Ave is owned and occupied by an individual who bought it in September 2023.

Source: Lake County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address4825 KEY LN, MCHENRY, IL 60050-2477
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Warranty Deed, Transfer · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Sep 16, 2022Intrafamily Transfer, Transfer
NORTH SHORE TRUST & SAVINGS
May 23, 2018Deed of Trust, Mortgage · Line of Credit
NORTH SHORE TRUST & SAVINGS
May 23, 2018Grant Deed, Mortgage · Line of Credit
NORTH SHORE TR & SVGS
Jan 13, 2017Deed of Trust, Mortgage
CONSUMERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2023 · Amount on File
Deed SaleSep 20, 2023 · Amount on File
Prior SaleApr 1, 2013 · Amount on File
Deed Document Number20237996651
Prior Transfer DateAug 30, 2022
Prior Transfer Doc0007933159
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 20, 2023
Property Address106 E KEITH AVE, WAUKEGAN, IL 60085-2135
Document Number0007996651
Map ReferenceDOC 232179
Instrument DateAug 29, 2023
Instrument7996651
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1935 LYNN CIR, LIBERTYVILLE, IL 60048-1323

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E KEITH AVE, WAUKEGAN, IL 60085-2135

Mortgage

Document Number0007996652
DateSep 20, 2023
Instrument7996652
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053
Interest
Rate TypeFixed Rate
Rate6.62%

Mortgage

Document Number0007996653
DateSep 20, 2023
Instrument7996653
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateSep 16, 2022
Property Address106 E KEITH AVE, WAUKEGAN, IL 60085-2135
Document Number0007933159
Map ReferenceDOC 232179
Instrument DateAug 30, 2022
Instrument7933159
Transaction TypeTransfer
Record UpdatedSep 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address522 N SHERIDAN RD, WAUKEGAN, IL 60085-4021

Mortgage

Document Number0007933163
DateSep 16, 2022
Instrument7933163
Lender
NameNORTH SHORE TRUST & SAVINGS
TypeBank
Agreement
AmountAmount on Record
Term300 Months
DueSep 15, 2047
Interest
Rate TypeFixed Rate
Rate3.01%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address106 E KEITH AVE, WAUKEGAN, IL 60085-2135
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007485509
DateMay 23, 2018
Instrument7485509
Lender
NameNORTH SHORE TRUST & SAVINGS
TypeBank
AddressLAKE VILLA, IL 60046
Agreement
TypeLine of Credit
AmountAmount on Record
Term61 Months
DueMay 31, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionLAKE IL
Recording DateMay 23, 2018
Property Address106 E KEITH AVE, WAUKEGAN, IL 60085-2135
Instrument DateMay 22, 2018
Instrument7485507
Transaction TypeMortgage
Record UpdatedJun 11, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address658 LEXINGTON SQ W GURNEE IL 600313233, GURNEE, IL 60031-3233

Mortgage

Document Number0007485507
DateMay 23, 2018
Instrument7485507
Lender
NameNORTH SHORE TR & SVGS
TypeFederal Savings Bank
Address3060 W SAND LAKE RD, LINDENHURST, IL 60046-7474
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 22, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address106 E KEITH AVE, WAUKEGAN, IL 60085-2135
Document Number0007365417
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedFeb 1, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address106 E KEITH AVE WAUKEGAN IL 600852135, WAUKEGAN, IL 60085-2135

Mortgage

Document Number0007365417
DateJan 18, 2017
Instrument7365417
Lender
NameCONSUMERS COOPERATIVE CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
AmountAmount on Record
Term84 Months
DueJan 17, 2024
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWaukegan Township
MunicipalityWaukegan City
Unified School DistrictWaukegan Community Unit School District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,959 Land $11,340 Building $57,619$206,897 Land $34,023 Building $172,874
2024$4,877.00 (+8.23%)
2023$4,506.00 (+28.52%)$56,625 (+22.84%) Land $9,368 Building $47,257$169,892 (+22.84%) Land $28,107 Building $141,785
2022$3,506.00$46,098 Land $7,340 Building $38,758$138,308 Land $22,022 Building $116,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 E Keith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 E Keith Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAUKEGAN
serves 87,149 people · EPA ID IL0971900
Water SourceSurface water
Last State InspectionApr 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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