Lake County property record for 106 E Keith Ave, Waukegan, IL 60085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,207 sqft · built 1956 |
| Lot Size | 0.163 acres (7,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2023) |
| Tax Bill | $4,877 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-16-202-032 |
| Primary APN | 08-16-202-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,207 sqft Living Area |
| Gross Area | 2,414 sqft |
| 1st Floor Area | 1,207 sqft |
| Basement Area | 1,207 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,087 sqft (0.163 acres) |
| Lot Dimensions | 141 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 106 E KEITH AVE |
|---|---|
| City | WAUKEGAN |
| State | IL |
| Zip | 60085-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERIDAN TERRACE SUB. LOTS 3 & LOT 4 BLOCK 2 |
| Legal Subdivision | SHERIDAN TERRACE SUB. |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUKEGAN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 861702 |
106 E Keith Ave is owned and occupied by an individual who bought it in September 2023.
Source: Lake County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4825 KEY LN, MCHENRY, IL 60050-2477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Sep 16, 2022 | Intrafamily Transfer, Transfer NORTH SHORE TRUST & SAVINGS |
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE TRUST & SAVINGS |
| May 23, 2018 | Grant Deed, Mortgage · Line of Credit NORTH SHORE TR & SVGS |
| Jan 13, 2017 | Deed of Trust, Mortgage CONSUMERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | Apr 1, 2013 · Amount on File |
| Deed Document Number | 20237996651 |
| Prior Transfer Date | Aug 30, 2022 |
| Prior Transfer Doc | 0007933159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 20, 2023 |
| Property Address | 106 E KEITH AVE, WAUKEGAN, IL 60085-2135 |
| Document Number | 0007996651 |
| Map Reference | DOC 232179 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 7996651 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1935 LYNN CIR, LIBERTYVILLE, IL 60048-1323 |
| Name | Verified Name |
|---|---|
| Address | 106 E KEITH AVE, WAUKEGAN, IL 60085-2135 |
| Document Number | 0007996652 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 7996652 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Number | 0007996653 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 7996653 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 16, 2022 |
| Property Address | 106 E KEITH AVE, WAUKEGAN, IL 60085-2135 |
| Document Number | 0007933159 |
| Map Reference | DOC 232179 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 7933159 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 522 N SHERIDAN RD, WAUKEGAN, IL 60085-4021 |
| Document Number | 0007933163 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 7933163 |
| Name | NORTH SHORE TRUST & SAVINGS |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Sep 15, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.01% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 106 E KEITH AVE, WAUKEGAN, IL 60085-2135 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007485509 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 7485509 |
| Name | NORTH SHORE TRUST & SAVINGS |
|---|---|
| Type | Bank |
| Address | LAKE VILLA, IL 60046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 31, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 23, 2018 |
| Property Address | 106 E KEITH AVE, WAUKEGAN, IL 60085-2135 |
| Instrument Date | May 22, 2018 |
| Instrument | 7485507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 658 LEXINGTON SQ W GURNEE IL 600313233, GURNEE, IL 60031-3233 |
| Document Number | 0007485507 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 7485507 |
| Name | NORTH SHORE TR & SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 3060 W SAND LAKE RD, LINDENHURST, IL 60046-7474 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 106 E KEITH AVE, WAUKEGAN, IL 60085-2135 |
| Document Number | 0007365417 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 106 E KEITH AVE WAUKEGAN IL 600852135, WAUKEGAN, IL 60085-2135 |
| Document Number | 0007365417 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 7365417 |
| Name | CONSUMERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jan 17, 2024 |
| Rate | 4.75% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Waukegan Township |
| Municipality | Waukegan City |
| Unified School District | Waukegan Community Unit School District 60 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,959 Land $11,340 Building $57,619 | $206,897 Land $34,023 Building $172,874 | |
| 2024 | $4,877.00 (+8.23%) | ||
| 2023 | $4,506.00 (+28.52%) | $56,625 (+22.84%) Land $9,368 Building $47,257 | $169,892 (+22.84%) Land $28,107 Building $141,785 |
| 2022 | $3,506.00 | $46,098 Land $7,340 Building $38,758 | $138,308 Land $22,022 Building $116,286 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 E Keith Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 E Keith Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUKEGAN serves 87,149 people · EPA ID IL0971900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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