106 E James St, La Grange, NC 28551 Property Records

Lenoir County property record for 106 E James St, La Grange, NC 28551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 1906
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Feb 2024)
Tax Bill	$1,622 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`356605290051`

Property Details

APN / Parcel Number

Primary APN	`356605290051`
Alternative APN	`15852`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,396 sqft Finished Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1947
Exterior Material	Wood
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	178 ft deep x 93.9 ft wide
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	106 E JAMES ST
City	LA GRANGE
State	NC
Zip	28551-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	106 E JAMES ST L32500/4/05
Jurisdiction	LENOIR NC
Township / Civil Division	MOSELEY HALL
Census Block Group	2
Census Block	2040
Census Tract	11100

Owner

106 E James St is owned and occupied by an individual who bought it in February 2024.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	106 E JAMES ST, LA GRANGE, NC 28551-1726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jul 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2024 · Amount on File
Deed Sale	Feb 26, 2024 · Amount on File
Prior Sale	Jun 9, 2022 · Amount on File
Deed Book / Page	2013 / 896
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Feb 26, 2024
Property Address	106 E JAMES ST, LA GRANGE, NC 28551-1726
Document Number	0020130896
Book / Page	2013 / 896
Map Reference	MB 12 PG 62
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 E JAMES ST, LA GRANGE, NC 28551-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E JAMES ST, LA GRANGE, NC 28551-1726

Mortgage

Document Number	0000020141
Date	Feb 26, 2024
Instrument	2014/1

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Jun 9, 2022
Property Address	106 E JAMES ST, LA GRANGE, NC 28551-1726
Document Number	0019580355
Book / Page	1958 / 355
Map Reference	MB 12 PG 62
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 CULVER LN, 79, NORTH HAVEN, CT 06473-3730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E JAMES ST, LA GRANGE, NC 28551-1726

Mortgage

Document Number	0001958358
Date	Jun 9, 2022
Instrument	1958/358

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Jul 6, 2021
Property Address	106 E JAMES ST, LA GRANGE, NC 28551-1726
Document Number	0019220133
Book / Page	1922 / 133
Map Reference	MB 12 PG 62
Instrument Date	Jul 1, 2021
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 FIRE TOWER RD, 409, LA GRANGE, NC 28551-9035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79 CULVER LANE, LA GRANGE, NC 28551

Tax Assessment & Valuation

The 2026 property tax bill for 106 E James St was $1,622, down 0.1% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	La Grange Town
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,622.00 (-0.06%)	$161,782 (-) Land $13,018 Building $148,764	$161,782 (-) Land $13,018 Building $148,764
2025	$1,623.00	$161,782 Land $13,018 Building $148,764	$161,782 Land $13,018 Building $148,764
2023	$363.00	$26,426 Land $7,815 Building $18,611	$26,426 Land $7,815 Building $18,611

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 E James St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 E James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA GRANGE WATER SYSTEM serves 3,167 people · EPA ID NC0454015
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Spectrum, T-Mobile.

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