106 E Holding St, Smithfield, NC 27577 Property Records

Johnston County property record for 106 E Holding St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,297 sqft · built 1969
Lot Size0.349 acres (15,225 sqft)
OwnerIndividual Name on File
Tax Bill$1,326 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN2000190665

Property Details

APN / Parcel Number

Primary APN2000190665
Alternative APN
  • 15060015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,297 sqft Living Area
1st Floor Area1,297 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1983
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,225 sqft (0.349 acres)
Lot Dimensions175 ft deep x 87 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPorch
Porch Area83 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2000190665
Street Address106 E HOLDING ST
CitySMITHFIELD
StateNC
Zip27577-4202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionHEATH CRESTWD M60L15 #2 SEC.1 CRE
Legal SubdivisionCRESTWOOD ACRES SEC 01
Legal Lot Number2
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2028
Census Tract40800

Owner

Source: Johnston County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 232, PINE LEVEL, NC 27568-0232
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2015
Deed SaleDec 31, 2015
Deed Document Number0020165369
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address106 E HOLDING ST, SMITHFIELD, NC 27577-4202
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E HOLDING ST, SMITHFIELD, NC 27577-4202

Mortgage

Document Number0000741008
DateMar 30, 2021
Book Page5885/733
Instrument2021741008
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,326.00 (+22.32%)$223,910 (+60.55%) Land $80,000 Building $143,910$223,910 (+60.55%) Land $80,000 Building $143,910
2023$1,084.00$139,460 Land $60,000 Building $79,460$139,460 Land $60,000 Building $79,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims32 (1980–2020)
Claims Outside the SFHA11 of 32
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims
  • Hurricane Fran, Sep 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile USA
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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