106 E French Oaks Cir, Spring, TX 77382 Property Records

Montgomery County property record for 106 E French Oaks Cir, Spring, TX 77382

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,169 sqft · built 2005
Lot Size	0.192 acres (8,368 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2013)
Tax Bill	$9,184 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9699-49-04200`

Property Details

APN / Parcel Number

Primary APN	`9699-49-04200`
Alternative APN	`R344370`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,169 sqft Living Area
Gross Area	3,817 sqft
1st Floor Area	2,022 sqft
2nd Floor Area	1,147 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,368 sqft (0.192 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 E FRENCH OAKS CIR
City	SPRING
State	TX
Zip	77382-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S969949 - WDLNDS VIL STERLING RIDGE 49, BLOCK 1, LOT 42
Legal Subdivision	WDLNDS VIL STERLING RIDGE 49
Legal Block	1
Legal Lot Number	42
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3000
Census Tract	690604

Owner

106 E French Oaks Cir is owned and occupied by two individuals who bought it in March 2013.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 E FRENCH OAKS CIR, SPRING, TX 77382-5813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2013 · Amount on File
Deed Sale	Mar 27, 2013 · Amount on File
Prior Sale	Sep 7, 2010
Deed Document Number	201329878
Prior Transfer Date	Mar 25, 2013
Prior Transfer Doc	0000029878
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	106 E FRENCH OAKS CIR, SPRING, TX 77382-5813
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065996
Date	May 14, 2021
Instrument	2021065996

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 106 E French Oaks Cir was $9,184 with a homeowner's exemption, up 6% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,296 (+1%)	$759,128 (+12%) Land $90,000 Building $669,128
2025	$9,184.00 (+5.98%) Homeowner's exemption	$621,178 (+1%) Land $90,000 Building $587,778	$677,778 (+10.02%) Land $90,000 Building $587,778
2024	$8,666.00 (+22.73%) Homeowner's exemption	$564,707 (+1%) Land $90,000 Building $526,035	$616,035 (+1.03%) Land $90,000 Building $526,035
2023	$7,061.00 Homeowner's exemption	$513,370 Land $90,000 Building $519,760	$609,760 Land $90,000 Building $519,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 E French Oaks Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 E French Oaks Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 46 serves 24,399 people · EPA ID TX1700348
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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