106 E Exchange St, Cambridge, IL 61238 Property Records

Henry County property record for 106 E Exchange St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 480 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Feb 2020)
Tax Bill	$1,616 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-07-264-005`

Property Details

APN / Parcel Number

Primary APN	`18-07-264-005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	480 sqft Total Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 41 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	106 E EXCHANGE ST
City	CAMBRIDGE
State	IL
Zip	61238-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 & W16 LT 8 BLK 17 GOULDS ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	GOULDS ADD
Legal Block	17
Legal Lot Number	9,8
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	5
Census Block	5011
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3723 KENWOOD AVE, DAVENPORT, IA 52807-2352
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit BANKORION
Feb 25, 2020	Warranty Deed, Transfer · Line of Credit BANKORION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	20202001056
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	106 E EXCHANGE ST, CAMBRIDGE, IL 61238-1118
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3723 KENWOOD AVE, DAVENPORT, IA 52807-2352

Mortgage

Document Number	0000001777
Date	Apr 25, 2023
Instrument	20-2301777

Lender

Name	BANKORION
Type	Bank
Address	CAMBRIDGE, IL 61238

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 21, 2030

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 25, 2020
Property Address	106 E EXCHANGE ST, CAMBRIDGE, IL 61238-1118
Document Number	0000001056
Instrument Date	Feb 24, 2020
Instrument	1056
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3723 KENWOOD AVE DAVENPORT IA 528072352, DAVENPORT, IA 52807-2352

Mortgage

Document Number	1057
Date	Feb 25, 2020
Instrument	1057

Lender

Name	BANKORION
Type	Bank
Address	CAMBRIDGE, IL 61238

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 24, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,616.00 (+24.4%)	$17,928 (+15.41%) Land $2,157 Building $15,771	$53,784 (+15.41%) Land $6,471 Building $47,313
2022		$15,534 Land $1,869 Building $13,665	$46,602 Land $5,607 Building $40,995
2021	$1,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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