106 E Emma St, Lafayette, CO 80026 Property Records

Boulder County property record for 106 E Emma St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1937
Lot Size	0.093 acres (4,042 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Dec 2020)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1575-02-3-02-002`

Property Details

APN / Parcel Number

Primary APN	`1575-02-3-02-002`
Alternative APNs	`R0020395` `0020395`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,042 sqft (0.093 acres)
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0020395
Street Address	106 E EMMA ST
City	LAFAYETTE
State	CO
Zip	80026-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 20 LAFAYETTE OT
Legal Range	69
Legal Township	1S
Legal Section	02
Legal Subdivision	LAFAYETTE O T - LA
Legal Block	20
Legal Lot Number	2
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3000
Census Tract	60802

Owner

Source: Boulder County records · APN 1575-02-3-02-002

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106E EMMA ST, LAFAYETTE, CO 80026
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Document Number	20203837508
Prior Transfer Date	May 21, 2013
Prior Transfer Doc	0003314979
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Dec 01, 2020
Property Address	106 E EMMA ST, LAFAYETTE, CO 80026-2223
Document Number	0003837508
Instrument Date	Nov 30, 2020
Instrument	3837508
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$41.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 E EMMA ST, LAFAYETTE, CO 80026-2223

Mortgage

Document Number	0003837509
Date	Dec 01, 2020
Instrument	3837509

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Boulder County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,347 (+8.8%) Land $16,347 Building $18,000	$505,100 (-) Land $240,400 Building $264,700
2025	$3,008.00 (+11.16%)	$31,569 (-9.18%) Land $15,025 Building $16,544	$505,100 (-2.64%) Land $240,400 Building $264,700
2023	$2,706.00 (+36.94%)	$34,759 (+65.17%) Land $16,676 Building $18,083	$518,800 (+71.33%) Land $248,900 Building $269,900
2022	$1,976.00	$21,044 Land $12,628 Building $8,416	$302,800 Land $181,700 Building $121,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Live Wire Networks Fixed Wireless	250 / 100

May also be available: AT&T, BIF IV Intrepid HoldCo, Lumen Technologies, Verizon.

Based on FCC filings for 635 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAFAYETTE serves 28,700 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.