106 E Elisha St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 106 E Elisha St, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,852 sqft · built 1890
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individuals on Record
Last Sale	$100,700 (Feb 2019)
Tax Bill	$3,666 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
APN	`453801 10-2-21`

Property Details

APN / Parcel Number

Primary APN	`453801 10-2-21`
Alternative APN	`380101000000020210000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	796 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,841 sqft (0.18 acres)
Porch	Slab
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 E ELISHA ST
City	WATERLOO
State	NY
Zip	13165-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	21.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2006
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	106 E ELISHA ST, WATERLOO, NY 13165-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Prior Sale	Jan 6, 2003 · Amount on Record
Deed Book / Page	986 / 43
Record Updated	Jun 8, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Feb 8, 2019
Property Address	106 E ELISHA ST, WATERLOO, NY 13165-1435
Document Number	0000986/43
Book / Page	986 / 43
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E ELISHA ST, WATERLOO, NY 13165-1435

Mortgage

Document Number	0001696/76
Date	Feb 8, 2019
Book Page	1696/76
Instrument	43451

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,666.00 (+91.84%)	$76,100 (-) Land $12,100 Building $64,000	$124,800 (+16.44%) Land $19,843 Building $104,957
2023		$76,100 Land $12,100 Building $64,000	$107,183 Land $17,042 Building $90,141
2019	$1,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20