106 E Elder St, Cumberland, MD 21502 Property Records

Allegany County property record for 106 E Elder St, Cumberland, MD 21502 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,382 sqft Total Area
Lot Size3,750 sqft (0.086 acres)
GarageDetached, 320 sqft
OccupancyOwner Occupied
Last Sale$81,000 (2018)
Tax Bill$783.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-015355
Alternative APNs
  • 4015355
  • 015355

Interior

Full Baths1 Baths
Building Area1,382 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,750 sqft (0.086 acres)
Depth X Width125 ft x 30 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area320 sqft Garage
Porch Area155 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Account Number015355
Street Address106 E ELDER ST
CityCUMBERLAND
StateMD
Zip21502-4708
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description106 ELDER ST LOT 107 30X125 HUMBIRD ADDN
Legal SubdivisionHUMBIRD ADD
Legal Lot Number107
JurisdictionALLEGANY MD
Minor Civil Division4, CUMBERLAND
Census Blockgroup1
Census Block1066
Census Tract800

Owner

Source: Allegany County records · APN 04-015355

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 E ELDER ST, CUMBERLAND, MD 21502-4708
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 07, 2018Grant Deed, Transfer
JDM TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2018 · Amount on Record
Deed SaleAug 07, 2018 · Amount on Record
Prior SaleApr 07, 2014 · Amount on Record
Deed Book / Page2402 / 117
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address106 E ELDER ST, CUMBERLAND, MD 21502-4708
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E ELDER ST, CUMBERLAND, MD 21502-4708

Mortgage

Document Number003123-0499
DateJan 05, 2026
Book Page3123/499
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 01, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateAug 07, 2018
Property Address106 E ELDER ST, CUMBERLAND, MD 21502-4708
Document Number0024020117
Book / Page002402 / 000117
Instrument DateJun 06, 2018
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyJDM TITLE LLC

Transaction

AmountAmount Recorded
Tax$567.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address106 E ELDER ST CUMBERLAND MD 215024708, CUMBERLAND, MD 21502-4708

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$96,800 (+6.8%) Land $7,500 Building $89,300$96,800 (-) Land $7,500 Building $89,300
2025$783.00 (+7.55%) Homeowner's exemption$90,633 (+15.75%)$96,800 (+23.63%) Land $7,500 Building $89,300
2023$728.00 Homeowner's exemption$78,300 Land $7,500 Building $70,800$78,300 Land $7,500 Building $70,800

Nearby Properties on E Elder St

Nearby Streets

Search Property Records by Address or Parcel Number