106 E Duffle St, Waverly, TN 37185 Property Records

Humphreys County property record for 106 E Duffle St, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	1 ba · 784 sqft · built 1940
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Nov 2021)
Tax Bill	$142 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043064H L 00801`

Property Details

APN / Parcel Number

Primary APN	`043064H L 00801`
Alternative APN	`064H L 00801`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1955
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	80 ft deep x 61 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 E DUFFLE ST
City	WAVERLY
State	TN
Zip	37185-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W06
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	4
Census Block	4009
Census Tract	130300

Owner

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1126 MAYNE TRACE RD, WAVERLY, TN 37185-2937
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRISTAR BANK
Nov 1, 2021	Warranty Deed, Transfer BANKERS T&E DICKSON LLC
Jul 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK OF SUMMIT CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Jul 18, 2019
Deed Document Number	21003823
Deed Book / Page	211 / 1177
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Recording Date	Jul 24, 2026
Property Address	106 E DUFFLE ST, WAVERLY, TN 37185-1610
Document Number	0000002465
Book / Page	14 / 2443
Instrument Date	Jul 23, 2026
Instrument	20262465
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E DUFFLE ST, WAVERLY, TN 37185-1610

Mortgage

Document Number	0000002465,
Date	Jul 24, 2026
Book Page	14/2443
Instrument	20262465

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 23, 2031

Interest

Rate	6.49%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	106 E DUFFLE ST, WAVERLY, TN 37185-1610
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TITLE GROUP OF TENNESSEE, TITLE GROUP OF TENNESSEE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 MAYNE TRACE RD, WAVERLY, TN 37185-2937

Mortgage

Document Number	0000000152
Date	Jan 15, 2026
Book Page	11/1178
Instrument	26000152

Lender

Name	TRISTAR BANK
Type	Bank
Address	719 E COLLEGE ST, DICKSON, TN 37055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Nov 1, 2021
Property Address	106 E DUFFLE ST, WAVERLY, TN 37185-1610
Document Number	3823
Book / Page	211 / 1177
Instrument Date	Oct 28, 2021
Instrument	21003823
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	BANKERS T&E DICKSON LLC

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E DUFFLE ST, WAVERLY, TN 37185-1610

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jul 18, 2019
Property Address	106 E DUFFLE ST, WAVERLY, TN 37185-1610
Document Number	0000001882
Book / Page	000207 / 002745
Instrument Date	Jul 18, 2019
Instrument	1882
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1282 LUCAS RIDGE LN WAVERLY TN 371853398, WAVERLY, TN 37185-3398

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	May 25, 2018
Property Address	106 E DUFFLE ST, WAVERLY, TN 37185-1610
Document Number	0000001532
Book / Page	000206 / 000684
Instrument Date	May 25, 2018
Instrument	1532
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1282 LUCAS RIDGE LN WAVERLY TN 371853398, WAVERLY, TN 37185-3398

Mortgage

Document Number	1533
Date	May 25, 2018
Book Page	000228/001852
Instrument	1533

Lender

Name	FIRSTBANK OF SUMMIT CNTY
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 24, 2023

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$142.00	$4,675 (-) Land $1,300 Building $3,375
2024	$142.00	$4,675 (-) Land $1,300 Building $3,375
2023	$142.00 (+31.48%)	$4,675 (+38.52%) Land $1,300 Building $3,375	$18,700 (+38.52%) Land $5,200 Building $13,500
2022	$108.00	$3,375 Land $1,325 Building $2,050	$13,500 Land $5,300 Building $8,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	72 (1984–2021)
Claims Outside the SFHA	9 of 72
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 27 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

106 E Duffle St, Waverly, TN 37185 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Duffle St

Nearby Streets

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