106 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 106 E Church St, Frederick, MD 21701

Property Summary

Property Type	Cemetery, Funeral Home, Mortuary
Details	9,554 sqft · built 1875
Lot Size	0.792 acres (34,500 sqft)
Owner	Company Name on Record
Last Sale	$2,000,000 (Jun 2022)
Tax Bill	$23,872 (2023)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-108402`

Property Details

APN / Parcel Number

Primary APN	`02-108402`
Alternative APNs	`2108402` `108402`

Interior

Stories	3 Stories
Building Area	9,554 sqft Total Area
Gross Area	9,697 sqft
Basement Area	1,172 sqft
Finished Basement	1,172 sqft

Exterior

Year Built	Built 1875
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	34,500 sqft (0.792 acres)
Lot Dimensions	184 ft deep x 187 ft wide
Garage Type	Detached
Garage Area	2,028 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	1,075 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	108402
Old Parcel Number	2108402
Street Address	106 E CHURCH ST
City	FREDERICK
State	MD
Zip	21701-5404
Property Category	Commercial
Property Type	Commercial > Retail > Cemetery, Funeral Home, Mortuary
Local Zoning Code	IST
Legal Description	LT 187.8 X 184 106 E. CHURCH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	106 8
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2013
Census Tract	750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	106 E CHURCH ST, FREDERICK, MD 21701-5404
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Special Warranty Deed, Transfer · Line of Credit CAPITAL CITY BANK
Apr 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage FREDERICK COUNTY BANK
Aug 1, 2019	Deed of Trust, Mortgage · SBA Mortgage FREDERICK COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Sep 18, 2007
Deed Document Number	0000159644
Deed Book / Page	15964 / 4
Record Updated	Jun 7, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 6, 2022
Property Address	106 E CHURCH ST, FREDERICK, MD 21701-5404
Document Number	0159640004
Book / Page	15964 / 4
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL INS CO NCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001596410
Date	Jun 6, 2022
Instrument	15964/10

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 12, 2042

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	106 E CHURCH ST, FREDERICK, MD 21701-5404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117590275
Date	Apr 10, 2017
Book Page	11759/0275
Instrument	11759-0275

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Index	11th District COF

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	106 E CHURCH ST, FREDERICK, MD 21701-5404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131180285
Date	Aug 1, 2019
Book Page	13118/0285

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$23,872.00	$1,316,267	$1,666,200 Land $517,500 Building $1,148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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