Spencer County property record for 106 E Cherry St, Dale, IN 47523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1974 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,400 (Dec 2022) |
| Tax Bill | $1,149 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-02-17-403-071.000-002 |
| Primary APN | 74-02-17-403-071.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 13,286 sqft (0.305 acres) |
| Lot Dimensions | 133 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000987322 |
|---|---|
| Street Address | 106 E CHERRY ST |
| City | DALE |
| State | IN |
| Zip | 47523-8830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINCOLN HEIGHTS SD LOT 16 |
| Legal Subdivision | LINCOLN HEIGHTS |
| Legal Lot Number | 16 |
| Jurisdiction | SPENCER IN |
| Township / Civil Division | CARTER |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 952702 |
Source: Spencer County records · APN 74-02-17-403-071.000-002
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 E CHERRY ST, DALE, IN 47523-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage SPENCER COUNTY BANK |
| Feb 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 03, 2023 | Deed of Trust, Mortgage · Line of Credit SPENCER COUNTY BANK |
| Dec 06, 2022 | Warranty Deed, Transfer · Closed-End Mortgage SPENCER COUNTY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2022 · Amount on Record |
| Deed Sale | Dec 06, 2022 · Amount on Record |
| Deed Document Number | 20223943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER IN |
| Property Address | 106 E CHERRY ST, DALE, IN 47523-8830 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020R03959 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020R-03959 |
| Name | SPENCER COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DALE, IN 47523 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER IN |
| Property Address | 106 E CHERRY ST, DALE, IN 47523-8830 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019R00417 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019R-00417 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER IN |
| Property Address | 106 E CHERRY ST, DALE, IN 47523-8830 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 320 RANGER LN, DALE, IN 47523-8893 |
| Document Number | 2023R00795 |
|---|---|
| Date | Apr 03, 2023 |
| Instrument | 2023R-00795 |
| Name | SPENCER COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DALE, IN 47523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPENCER IN |
| Recording Date | Dec 06, 2022 |
| Property Address | 106 E CHERRY ST, DALE, IN 47523-8830 |
| Document Number | 2022R03943 |
| Map Reference | MB 1 PG 68A |
| Instrument Date | Dec 05, 2022 |
| Instrument | 2022R-03943 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 106 E CHERRY ST, DALE, IN 47523-8830 |
| Document Number | 2022R03944 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 2022R-03944 |
| Name | SPENCER COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Spencer County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Spencer County |
| County Subdivision | Carter Township |
| Municipality | Dale Town |
| Unified School District | North Spencer County School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,149.00 (+2.68%) Homeowner's exemption | $151,300 (+21.33%) Land $16,600 Building $134,700 | $151,300 (+21.33%) Land $16,600 Building $134,700 |
| 2024 | $1,119.00 (+101.62%) | ||
| 2023 | $124,700 (+30.58%) Land $16,500 Building $108,200 | $124,700 (+30.58%) Land $16,500 Building $108,200 | |
| 2022 | $555.00 | $95,500 Land $8,000 Building $87,500 | $95,500 Land $8,000 Building $87,500 |
Source: FEMA National Flood Hazard Layer as of May 12, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Perry-Spencer Rural Telephone Cooperative Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 91 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DALE WATER WORKS serves 1,637 people |
|---|---|
| Water Source | Purchased surface water from ST. HENRY WATER CORPORATION |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures