106 E Cherokee Ave, Nowata, OK 74048 Property Records

Nowata County property record for 106 E Cherokee Ave, Nowata, OK 74048

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4 ba · 2,467 sqft · built 1915
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1001-01-036-003-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`1001-01-036-003-0-002-00`
Alternative APN	`5431`

Interior

Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,467 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum Siding
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Shed	1 Shed
Shed Area	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	5431
Street Address	106 E CHEROKEE AVE
City	NOWATA
State	OK
Zip	74048-2702
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	NOWATA/ORIG BLK 36 LOT 3 NEW RES 04
Legal Range	16E
Legal Township	26N
Legal Section	30
Legal Subdivision	NOWATA ORIG.
Legal Block	36
Legal Lot Number	3
Jurisdiction	NOWATA OK
Township / Civil Division	NOWATA
Census Block Group	3
Census Block	3062
Census Tract	172400

Owner

Source: Nowata County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 E CHEROKEE AVE, NOWATA, OK 74048-2703
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage REGENT BANK
Sep 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	106 E CHEROKEE AVE, NOWATA, OK 74048-2702
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000867/1
Date	Oct 12, 2021
Book Page	867/1
Instrument	I-2022-000694

Lender

Name	REGENT BANK
Type	Bank
Address	NOWATA, OK 74048

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 7, 2041

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Sep 30, 2021
Property Address	106 E CHEROKEE AVE, NOWATA, OK 74048-2702
Document Number	000866/832
Book / Page	866 / 832
Instrument Date	Sep 8, 2021
Instrument	I-2022-000642
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 E CHEROKEE AVE, NOWATA, OK 74048-2703

Tax Assessment & Valuation

Source: Nowata County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Nowata County
Municipality	Nowata City
Unified School District	Nowata Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,966 (+4.99%) Land $1,236 Building $20,730	$183,054 (-62.7%) Land $10,300 Building $172,754
2025	$2,065.00 (-1.48%)	$20,921 (+5%) Land $1,298 Building $19,623	$490,808 (+34.87%) Land $19,261 Building $471,547
2024	$2,096.00 (+16.32%)	$19,924 (+5%) Land $1,236 Building $18,688	$363,913 (+130.13%) Land $10,300 Building $353,613
2023	$1,802.00 (+0.45%)	$18,976 (-) Land $1,236 Building $17,740	$158,131 (-) Land $10,300 Building $147,831
2022	$1,794.00	$18,976 Land $1,236 Building $17,740	$158,131 Land $10,300 Building $147,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOWATA MUNICIPAL AUTHORITY serves 3,971 people · EPA ID OK1021503
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	CONSOLIDATED RWD #1 NOWATA AND ROGERS CO
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2024 Treatment failure resolved · Dec 2017 Failure to filter resolved · Jan 2015
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wake Wireless Fixed Wireless	500 / 200
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

Nearby Properties on E Cherokee Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures