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106 E Bay Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 106 E Bay Rd, Osterville, MA 02655 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 3.5 ba · 5,268 sqft · built 1998
Lot Size3.06 acres (133,294 sqft)
OwnerCompany Name on File
Tax Bill$35,812 (2025)
Deeds & MortgagesDec 2022 Refinance
Aug 2017 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNOSTE M:141 L:104004

Property Details

APN / Parcel Number

Primary APNOSTE M:141 L:104004
Alternative APN
  • 438743

Interior

Bedrooms7 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area5,268 sqft Living Area
Gross Area11,310 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area133,294 sqft (3.06 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number438743
Street Address106 E BAY RD
CityOSTERVILLE
StateMA
Zip02655-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number104004
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group2
Census Block2002
Census Tract13002

Owner

Source: Barnstable County and Barnstable Town City records · APN OSTE M:141 L:104004

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address31 SAINT JAMES AVE, 740, BOSTON, MA 02116-4186
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Aug 25, 2017Quit Claim Deed, Transfer
Quitclaim
Aug 25, 2017Quit Claim Deed, Transfer
Quitclaim
Aug 25, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2017
Deed SaleAug 25, 2017
Prior SaleAug 25, 2017
Deed Document Number201743287
Deed Book / Page30724 / 93
Transfer Doc30724-81
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address106 E BAY RD, OSTERVILLE, MA 02655-1938
Transaction TypeMortgage
Record UpdatedDec 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035547-218
DateDec 16, 2022
Book Page35547/218
Instrument61941
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 01, 2038

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateAug 25, 2017
Property Address106 E BAY RD, OSTERVILLE, MA 02655-1938
Document Number30724-88
Book / Page030724 / 000088
Instrument DateAug 23, 2017
Instrument43286
Transaction TypeTransfer
Record UpdatedSep 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 ATLANTIC AVE BOSTON MA 021103331, BOSTON, MA 02110-3331

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateAug 25, 2017
Property Address106 E BAY RD, OSTERVILLE, MA 02655-1938
Document Number30724-93
Book / Page030724 / 000093
Instrument DateAug 23, 2017
Instrument43287
Transaction TypeTransfer
Record UpdatedSep 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 ATLANTIC AVE BOSTON MA 021103331, BOSTON, MA 02110-3331

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateAug 25, 2017
Property Address106 E BAY RD, OSTERVILLE, MA 02655-1938
Document Number30724-81
Book / Page030724 / 000081
Instrument DateAug 23, 2017
Instrument43283
Transaction TypeTransfer
Record UpdatedSep 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 ATLANTIC AVE BOSTON MA 021103331, BOSTON, MA 02110-3331

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$35,812.00 (+6.89%)$4,426,700 (+3.19%) Land $1,875,700 Building $2,551,000$3,644,200
2024$33,505.00 (+9.08%)$4,290,000 (+16.48%) Land $1,875,700 Building $2,414,300
2023$30,716.00$3,683,000 Land $1,489,900 Building $2,193,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010130022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Nearby Flood Policies44 in force
Nearby Flood Claims14 (1990–2026)
Claims Outside the SFHA9 of 14
Most Recent ClaimFeb 2026, other causes
Claims By Storm
  • Hurricane Bob, Aug 1991 · 7 claims

Wildfire

Wildfire RiskLow
above 4% of the US · above 8% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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