106 E 7th St, Atlantic, IA 50022 Property Records

Cass County property record for 106 E 7th St, Atlantic, IA 50022

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	2,592 sqft · built 1998
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Tax Bill	$6,286 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`303009268001000`

Property Details

APN / Parcel Number

Primary APN	`303009268001000`

Interior

Stories	2 Stories
Building Area	2,592 sqft Gross Area
1st Floor Area	1,110 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Urethane Foam
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	125 ft deep x 140 ft wide
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 E 7TH ST
City	ATLANTIC
State	IA
Zip	50022-1707
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Legal Description	LOTS 8-9-10-11-12 BLK 46
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	46
Legal Lot Number	8-12
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2146
Census Tract	190500

Owner

106 E 7th St, a commercial property, is owned by an individual.

Source: Cass County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	106 E 7TH ST, ATLANTIC, IA 50022-1707
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage FIRST WHITNEY BANK & TRUST
Oct 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST WHITNEY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	106 E 7TH ST, ATLANTIC, IA 50022-1707
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001828
Date	Oct 9, 2018
Book Page	0000002018/0000001828

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Oct 2, 2017
Property Address	106 E 7TH ST, ATLANTIC, IA 50022-1707
Document Number	02017/1771
Book / Page	2017 / 1771
Instrument Date	Jul 27, 2016
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 CHESTNUT ST, ATLANTIC, IA 50022-2523

Mortgage

Document Number	02017/1772
Date	Oct 2, 2017
Book Page	2017/1772

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank
Address	ATLANTIC, IA 50022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 106 E 7th St was $6,286.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,286.00	$256,690 (-) Land $33,950 Building $222,740	$256,690 (-) Land $33,950 Building $222,740
2025	$6,286.00 (+34.69%)	$256,690 Land $33,950 Building $222,740	$256,690 Land $33,950 Building $222,740
2024	$4,667.00
2023		$206,690 Land $27,160 Building $179,530	$206,690 Land $27,160 Building $179,530
2022	$4,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 E 7th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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