106 E 4th St, Frankfort, KY 40601 Property Records

Franklin County property record for 106 E 4th St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Lot Size0.175 acres (7,622 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Sep 2023)
Tax Bill$752 (2025)
Deeds & MortgagesSep 2023 Mortgage
Sep 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN062-31-11-006.00

Property Details

APN / Parcel Number

Primary APN062-31-11-006.00
Alternative APNs
  • 66309
  • 78732

Interior

Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,622 sqft (0.175 acres)
Lot Dimensions111 ft deep x 68.7 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeDetached
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number78732
Street Address106 E 4TH ST
CityFRANKFORT
StateKY
Zip40601-2918
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1022
Census Tract70500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Frankfort Neighborhood Historic District
listed 1982 · 595 contributing resources · NRIS 82002698

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 E 4TH ST, FRANKFORT, KY 40601-2918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
FAHE INC
Sep 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
FAHE INC
Sep 25, 2023Deed, Transfer · Conventional Mortgage
FAHE INC
Jul 18, 2016Deed, Transfer · Conventional Mortgage
WHITAKER BANK INC
Jun 10, 2011Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleJul 18, 2016 · Amount on Record
Deed Document Number2023697161
Deed Book / Page623 / 304
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address106 E 4TH ST, FRANKFORT, KY 40601-2918
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 LOGAN ST 1, 1, FRANKFORT, KY 40601-3517

Mortgage

Document Number0M1717/293
DateSep 25, 2023
Book PageM1717/293
Instrument697164
Lender
NameFAHE INC
TypeNon-Lending Institution
AddressBEREA, KY 40403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address106 E 4TH ST, FRANKFORT, KY 40601-2918
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 LOGAN ST 1, 1, FRANKFORT, KY 40601-3517

Mortgage

Document Number0M1717/293
DateSep 25, 2023
Book PageM1717/293
Instrument697164
Lender
NameFAHE INC
TypeNon-Lending Institution
AddressBEREA, KY 40403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateSep 25, 2023
Property Address106 E 4TH ST, FRANKFORT, KY 40601-2918
Document Number00D623/304
Book / PageD623 / 304
Instrument DateSep 12, 2023
Instrument697161
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 FURLONG CT, FRANKFORT, KY 40601-3222

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E 4TH ST, FRANKFORT, KY 40601-2918

Mortgage

Document Number0000697162
DateSep 25, 2023
Instrument697162
Lender
NameFAHE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Mortgage

Document Number0M1717/279
DateSep 25, 2023
Book PageM1717/279
Instrument697163
Lender
NameFAHE INC
TypeNon-Lending Institution
AddressBEREA, KY 40403
Agreement
AmountAmount Recorded

July 2016: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJul 18, 2016
Property Address106 E 4TH ST, FRANKFORT, KY 40601-2918
Document Number00D562/800
Book / PageD562 / 800
Instrument DateJul 18, 2016
Instrument447523
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$98.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1011 TRENT BLVD, LEXINGTON, KY 40517-2913

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E 4TH ST, FRANKFORT, KY 40601-2918

Mortgage

Document Number0000447524
DateJul 18, 2016
Instrument447524
Lender
NameWHITAKER BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2046

June 2011: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJun 10, 2011
Property Address106 E 4TH ST, FRANKFORT, KY 40601-2918
Document Number00D527/252
Book / PageD527 / 252
Instrument DateJun 7, 2011
Instrument372506
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Tax$55.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2383 NINEVAH RD, FRANKFORT, KY 40601-8933

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E 4TH ST, FRANKFORT, KY 40601-2918

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$752.00 (+37.98%)$165,000 (+43.48%) Land $15,000 Building $150,000$165,000 (+43.48%) Land $15,000 Building $150,000
2023$545.00 (-0.37%)$115,000 (-)$115,000 (-)
2022$547.00$115,000$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims294 (1978–2025)
Claims Outside the SFHA23 of 294
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 9 claims
  • Severe Storms & Flooding, Feb 1989 · 114 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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