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106 E 3rd Ave, Loch Lynn Heights (Oakland), MD 21550 Property Records

Garrett County property record for 106 E 3rd Ave, Loch Lynn Heights, MD 21550

Property Summary

Property TypeSingle Family Home
Details1 ba · 708 sqft · built 1930
Lot Size0.261 acres (11,374 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Sep 2023)
Tax Bill$1,062 (2023)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-018686

Property Details

APN / Parcel Number

Primary APN16-018686
Alternative APN
  • 018686

Interior

Full Baths1 Bath
Stories1 Story
Building Area708 sqft Total Area
1st Floor Area708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,374 sqft (0.261 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area362 sqft
Deck Area260 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number018686
Street Address106 E 3RD AVE
CityLOCH LYNN HEIGHTS
StateMD
Zip21550-2722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description11374 SQ FT LOTS 20-22 PT 19 BLK 8 LOCH LYNN
Legal Block8
Legal Lot Number20-22 22
JurisdictionGARRETT MD
Township / Civil Division16, MOUNTAIN LAKE PARK
Census Block Group2
Census Block2021
Census Tract700

Owner

106 E 3rd Ave is owned and occupied by an individual who bought it in September 2023.

Source: Garrett County records, as of October 10, 2023

Owner of RecordIndividual Name on File
Mailing Address106 E 3RD AVE, OAKLAND, MD 21550-2722
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2023 · Amount on File
Deed SaleSep 26, 2023 · Amount on File
Prior SaleFeb 17, 1998 · Amount on File
Deed Document Number0002514471
Deed Book / Page2514 / 471
Record UpdatedJun 7, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateSep 26, 2023
Property Address106 E 3RD AVE, LOCH LYNN HEIGHTS, MD 21550-2722
Document Number0025140471
Book / Page2514 / 471
Map ReferenceLB 730 PG 670
Instrument DateSep 20, 2023
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyDEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address106 E 3RD AVE, OAKLAND, MD 21550-2722

Mortgage

Document Number0025140475
DateSep 26, 2023
Instrument2514-0475
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityLoch Lynn Heights Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,062.00 Homeowner's exemption$70,933$84,600 Land $13,800 Building $70,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 E 3rd Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–1994)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 E 3rd Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNTAIN LAKE PARK
serves 3,000 people · EPA ID MD0110007
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable		1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless		300 / 40
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mountain Communications, Verizon.

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