Ottawa County property record for 106 E 31st St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1952 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $364,000 (Oct 2025) |
| Tax Bill | $4,648 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-458-005 |
| Primary APN | 70-16-32-458-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Basement Area | 525 sqft |
| Unfinished Basement | 525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 132 ft deep x 101 ft wide |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 106 E 31ST ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-5135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | ALL THAT PART OF SW 1/4 OF SE 1/4 COM AT A PT 297 FT N & 121919 FT E OF S 1/4 COR SEC 32, RUNNING TH E 1018 FT, S 132 FT ON N&S 1/8 LI, TH W 10183 FT, N 132 FT TO BEG SEC 32 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Block | 458 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 25700 |
Source: Ottawa County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU |
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK |
| Aug 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Aug 1, 2017 · Amount on Record |
| Deed Document Number | 202529619 |
| Prior Transfer Date | Oct 16, 1995 |
| Prior Transfer Doc | 2010000767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Investor | Possibly a Property Investor |
| Document Number | 20210043461 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-0043461 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20200013471 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020-0013471 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 21, 2025 |
| Property Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Document Number | 20250029619 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025-0029619 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Document Number | 20250029620 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-0029620 |
| Name | WEST MICHIGAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 1, 2017 |
| Property Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Document Number | 20170028281 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017-0028281 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,681.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 E 33RD ST, 68, HOLLAND, MI 49423-7023 |
| Name | Verified Name |
|---|---|
| Address | 106 E 31ST ST, HOLLAND, MI 49423-5135 |
| Document Number | 20170028282 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017-0028282 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2037 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,200 (+12.68%) | $364,400 (+12.68%) | |
| 2025 | $4,648.00 (+2.9%) Homeowner's exemption | $161,700 (+16.41%) | $323,400 (+16.41%) |
| 2024 | $4,517.00 (+12.62%) | ||
| 2023 | $138,900 | $277,800 | |
| 2022 | $4,011.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | HOLLAND TOWNSHIP CONSOLIDATED |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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