106 E 31st St, Holland, MI 49423 Property Records

Ottawa County property record for 106 E 31st St, Holland, MI 49423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1952
Lot Size0.309 acres (13,460 sqft)
Owner2 Individual Names on Record
Last Sale$364,000 (Oct 2025)
Tax Bill$4,648 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN70-16-32-458-005

Property Details

APN / Parcel Number

Primary APN70-16-32-458-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,586 sqft
Basement Area525 sqft
Unfinished Basement525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions132 ft deep x 101 ft wide
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address106 E 31ST ST
CityHOLLAND
StateMI
Zip49423-5135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionALL THAT PART OF SW 1/4 OF SE 1/4 COM AT A PT 297 FT N & 121919 FT E OF S 1/4 COR SEC 32, RUNNING TH E 1018 FT, S 132 FT ON N&S 1/8 LI, TH W 10183 FT, N 132 FT TO BEG SEC 32 T5N R15W
Legal Range15W
Legal Township05N
Legal Section32
Legal Block458
JurisdictionOTTAWA MI
Township / Civil DivisionHOLLAND
Census Block Group6
Census Block6015
Census Tract25700

Owner

Source: Ottawa County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address106 E 31ST ST, HOLLAND, MI 49423-5135
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CONSUMERS CU
Apr 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
CONSUMERS CU
Oct 21, 2025Warranty Deed, Transfer · Conventional Mortgage
WEST MICHIGAN COMMUNITY BANK
Aug 1, 2017Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleAug 1, 2017 · Amount on Record
Deed Document Number202529619
Prior Transfer DateOct 16, 1995
Prior Transfer Doc2010000767
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address106 E 31ST ST, HOLLAND, MI 49423-5135
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E 31ST ST, HOLLAND, MI 49423-5135
InvestorPossibly a Property Investor

Mortgage

Document Number20210043461
DateAug 26, 2021
Instrument2021-0043461
Lender
NameCONSUMERS CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address106 E 31ST ST, HOLLAND, MI 49423-5135
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number20200013471
DateApr 8, 2020
Instrument2020-0013471
Lender
NameCONSUMERS CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateOct 21, 2025
Property Address106 E 31ST ST, HOLLAND, MI 49423-5135
Document Number20250029619
Instrument DateOct 14, 2025
Instrument2025-0029619
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyCHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 E 31ST ST, HOLLAND, MI 49423-5135

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address106 E 31ST ST, HOLLAND, MI 49423-5135

Mortgage

Document Number20250029620
DateOct 21, 2025
Instrument2025-0029620
Lender
NameWEST MICHIGAN COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateAug 1, 2017
Property Address106 E 31ST ST, HOLLAND, MI 49423-5135
Document Number20170028281
Instrument DateJul 28, 2017
Instrument2017-0028281
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,681.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address68 E 33RD ST, 68, HOLLAND, MI 49423-7023

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 E 31ST ST, HOLLAND, MI 49423-5135

Mortgage

Document Number20170028282
DateAug 1, 2017
Instrument2017-0028282
Lender
NameCHURCHILL MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
MunicipalityHolland City
Unified School DistrictHolland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$182,200 (+12.68%)$364,400 (+12.68%)
2025$4,648.00 (+2.9%) Homeowner's exemption$161,700 (+16.41%)$323,400 (+16.41%)
2024$4,517.00 (+12.62%)
2023$138,900$277,800
2022$4,011.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLAND BOARD OF PUBLIC WORKS
serves 49,687 people · EPA ID MI0003190
Water SourceSurface water
Last State InspectionSep 2024
Also Mapped HereHOLLAND TOWNSHIP CONSOLIDATED
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Holland City Fiber
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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