Clay County property record for 106 E 2nd St, Everly, IA 51338
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,684 sqft · built 1918 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Mar 2007) |
| Tax Bill | $1,118 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 963803352005 |
| Primary APN | 963803352005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Attic | Attic |
| Attic Area | 442 sqft |
| Basement Area | 1,242 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 1,242 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 106 E 2ND ST |
|---|---|
| City | EVERLY |
| State | IA |
| Zip | 51338-7706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | W 55' 13-15 8 O.P. |
| Legal Range | 38W |
| Legal Township | 96N |
| Legal Section | 3 |
| Legal Subdivision | ORIGINAL PLAT |
| Jurisdiction | CLAY IA |
| Township / Civil Division | LONE TREE |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 80400 |
106 E 2nd St is owned and occupied by an individual who bought it in March 2007.
Source: Clay County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 E 2ND ST, EVERLY, IA 51338-7706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST & SAVINGS BANK |
| Nov 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WORTHINGTON FED SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2007 · Amount on File |
| Deed Sale | Mar 14, 2007 · Amount on File |
| Deed Document Number | 2007684 |
| Deed Book / Page | 2007 / 684 |
| Prior Transfer Date | Feb 21, 2007 |
| Prior Transfer Doc | 2007/0684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 106 E 2ND ST, EVERLY, IA 51338-7706 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/2390 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 2022/2390 |
| Instrument | 2022 2390 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 106 E 2ND ST, EVERLY, IA 51338-7706 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/3140 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 2019/3140 |
| Instrument | 3140 |
| Name | WORTHINGTON FED SVGS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 106 E 2nd St was $1,118 with a homeowner's exemption, down 8.7% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Everly City |
| Unified School District | Clay Central-Everly Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,118.00 (-8.66%) Homeowner's exemption | $98,090 Land $8,420 Building $89,670 | $98,090 Land $8,420 Building $89,670 |
| 2024 | $1,224.00 | ||
| 2023 | $101,040 (+23.04%) Land $8,420 Building $92,620 | $101,040 Land $8,420 Building $92,620 | |
| 2022 | $1,052.00 Homeowner's exemption | $82,120 Land $8,420 Building $73,700 | |
| 2021 | $82,120 Land $8,420 Building $73,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 E 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 E 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVERLY WATER SUPPLY serves 575 people · EPA ID IA2115029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Evertek Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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