106 E 14th St, Benton, KY 42025 Property Records

Marshall County property record for 106 E 14th St, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1903
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2022)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0B-08-10-118`

Property Details

APN / Parcel Number

Primary APN	`0B-08-10-118`
Alternative APNs	`1032350` `1098780`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,832 sqft Living Area
Basement Area	680 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Detached
Garage Area	1,584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1098780
Street Address	106 E 14TH ST
City	BENTON
State	KY
Zip	42025-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARSHALL KY
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2075
Census Tract	950400

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 E 14TH ST, BENTON, KY 42025-1536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Aug 10, 2020	Correction Deed
Sep 11, 2019	Deed, Construction Loan · Construction Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	20221092867
Deed Book / Page	502 / 21
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	106 E 14TH ST, BENTON, KY 42025-1536
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG968/155
Date	Mar 19, 2021
Book Page	MTG 968/155
Instrument	1036222

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Oct 8, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 8, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	106 E 14TH ST, BENTON, KY 42025-1536
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E 14TH ST, BENTON, KY 42025-1536
Investor	Possibly a Property Investor

Mortgage

Document Number	001000/291
Date	Feb 7, 2022
Book Page	1000/291
Instrument	1077568

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Nov 21, 2022
Property Address	106 E 14TH ST, BENTON, KY 42025-1536
Document Number	0000502/21
Book / Page	502 / 21
Instrument Date	Nov 18, 2022
Instrument	1092867
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 E 14TH ST, BENTON, KY 42025-1536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PERCIVAL LN, CALVERT CITY, KY 42029-7728

Mortgage

Document Number	0001092894
Date	Nov 21, 2022
Instrument	1092894

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARSHALL KY
Recording Date	Aug 10, 2020
Property Address	106 E 14TH ST, BENTON, KY 42025-1536
Document Number	DEED478/635
Book / Page	DEED 478 / 635
Instrument Date	Jul 6, 2020
Instrument	1031681
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 JEFFERSON ST, 815, PADUCAH, KY 42001-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 PINE GROVE SCHOOL RD, LONDON, KY 40744-9498
Investor	Possibly a Property Investor

September 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Sep 11, 2019
Property Address	106 E 14TH ST, BENTON, KY 42025-1536
Document Number	DEED471/112
Book / Page	DEED 471 / 112
Instrument Date	Jul 6, 2019
Instrument	1025391
Transaction Type	Construction Loan
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 JEFFERSON ST, 815, PADUCAH, KY 42001-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 PINE GROVE SCHOOL RD, LONDON, KY 40744-9498
Investor	Possibly a Property Investor

Mortgage

Document Number	0001025404
Date	Sep 11, 2019
Instrument	1025404

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 6, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benton City
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (-5.34%)	$225,000 (-) Land $15,000 Building $210,000	$225,000 (+155.68%) Land $15,000 Building $210,000
2023	$2,117.00	$225,000
2022			$88,000 Land $10,000 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1978–2025)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2011 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER & SEWER serves 7,981 people · EPA ID KY0790029
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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