106 E 13th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 106 E 13th St, Zumbrota, MN 55992

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,156 sqft · built 2005
Lot Size0.35 acres (15,301 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Dec 2023)
Tax Bill$4,140 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN72.100.2491

Property Details

APN / Parcel Number

Primary APN72.100.2491
Alternative APNs
  • 32938
  • 53520

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,156 sqft Living Area
Gross Area632 sqft
Basement Area1,142 sqft
Finished Basement1,000 sqft
Unfinished Basement142 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleSplit Foyer
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,301 sqft (0.35 acres)
Lot Width60 ft Width
Garage TypeAttached
Garage Area460 sqft
DrivewayDriveway

Exterior Amenities

PorchSlab
Porch Area102 sqft
Deck Area144 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number53520
Street Address106 E 13TH ST
CityZUMBROTA
StateMN
Zip55992-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT DOC#696356 PT OF LOT 5 & S1/2 LOT 6 BLK 61 LYING WLY OF E60FT & W34FT OF E94FT OF S1/2 LOT 6 & W34FT OF E94FT O
Legal SubdivisionORIGINAL PLAT
Legal Block61
Legal Lot Number5-7
JurisdictionGOODHUE MN
Township / Civil DivisionZUMBROTA
Census Block Group4
Census Block4032
Census Tract80900

Owner

106 E 13th St is owned and occupied by two individuals who bought it in December 2023.

Source: Goodhue County records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address106 E 13TH ST, ZUMBROTA, MN 55992-1429
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2023Warranty Deed, Transfer · Conventional Mortgage
THINK MUTUAL BANK
Apr 19, 2022Deed of Trust, Mortgage · Commercial Mortgage
MERCHANTS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2023 · Amount on File
Deed SaleDec 7, 2023 · Amount on File
Prior SaleOct 24, 2007 · Amount on File
Deed Document Number2023696356
Prior Transfer DateNov 2, 2023
Prior Transfer Doc000A696356
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOODHUE MN
Recording DateDec 7, 2023
Property Address106 E 13TH ST, ZUMBROTA, MN 55992-1429
Document Number000A696356
Instrument DateNov 2, 2023
InstrumentA696356
Transaction TypeTransfer
Record UpdatedDec 25, 2023
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$887.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address106 E 13TH ST, ZUMBROTA, MN 55992-1429

Mortgage

Document Number000A696357
DateDec 7, 2023
InstrumentA696357
Lender
NameTHINK MUTUAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOODHUE MN
Property Address106 E 13TH ST, ZUMBROTA, MN 55992-1429
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 FAIRWAY PL NW, ROCHESTER, MN 55901-5039

Mortgage

Document Number000A684580
DateApr 19, 2022
InstrumentA684580
Lender
NameMERCHANTS BANK NA
TypeBank
AddressROCHESTER, MN 55901
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term11 Months
DueMar 30, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 106 E 13th St was $4,140 with a homeowner's exemption.

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyGoodhue County
MunicipalityZumbrota City
Unified School DistrictZumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,140.00 Homeowner's exemption$315,700 (+4.78%) Land $42,600 Building $273,100$315,700 (+4.78%) Land $42,600 Building $273,100
2025$301,300 Land $40,500 Building $260,800$301,300 Land $40,500 Building $260,800
2023$3,980.00$292,100 Land $40,500 Building $251,600$292,100 Land $40,500 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 E 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 106 E 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZumbrota
serves 3,172 people · EPA ID MN1250020
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Minnesota WiFi
Fixed Wireless
150 / 30
Hiawatha Broadband Communications
Fixed Wireless
100 / 20
TSC
DSL · Fiber in parts of the area
100 / 20

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