106 Dewey St, Harvard, IL 60033 Property Records

McHenry County property record for 106 Dewey St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,708 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jul 2025)
Tax Bill	$3,940 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-434-008`

Property Details

APN / Parcel Number

Primary APN	`01-35-434-008`

Exterior

Lot Area	8,708 sqft (0.2 acres)

Location & Zoning

Street Address	106 DEWEY ST
City	HARVARD
State	IL
Zip	60033-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0010428 E1/2 LTS 5 & 8 BLK 6 HARTS 1ST ADDN CITY OF HARVARD
Legal Subdivision	HARTS 1ST ADDN
Legal Block	6
Legal Lot Number	5,8
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1024
Census Tract	870302

Owner

106 Dewey St is owned by two individuals who bought it in July 2025.

Source: McHenry County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	708 ROSE LN, HARVARD, IL 60033-7844
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 31, 2017	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Aug 31, 2017 · Amount on File
Deed Document Number	202519654
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 21, 2022
Property Address	106 DEWEY ST, HARVARD, IL 60033-3006
Document Number	0000010428
Instrument Date	Mar 8, 2022
Instrument	2022R0010428
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 DEWEY ST, HARVARD, IL 60033-3006

Mortgage

Document Number	0000010429
Date	Mar 21, 2022
Instrument	2022R0010429

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate	4.37%

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 31, 2017
Property Address	106 DEWEY ST, HARVARD, IL 60033-3006
Document Number	0000032376
Map Reference	MB17 PG561
Instrument Date	Aug 23, 2017
Instrument	2017R0032376
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	932 PRESCOTT DR, 932, BLOOMINGDALE, IL 60108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 DEWEY ST, HARVARD, IL 60033-3006

Mortgage

Document Number	0000032377
Date	Aug 31, 2017
Instrument	2017R0032377

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,940.00	$51,957 Land $12,909 Building $39,048	$155,871 Land $38,727 Building $117,144
2022	Homeowner's exemption	$37,325 Land $11,670 Building $25,655	$111,975 Land $35,010 Building $76,965

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 Dewey St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Dewey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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