106 Deer Run Cir, Shelby, NC 28152 Property Records

Cleveland County property record for 106 Deer Run Cir, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	3,632 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jul 2024)
Tax Bill	$5,508 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44970`

Property Details

APN / Parcel Number

Primary APN	`44970`
Alternative APNs	`1340867` `1364388`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,632 sqft Finished Area
Upper Floors Area	1,349 sqft
Attic	Attic
Attic Area	504 sqft
Basement Area	2,274 sqft
Finished Basement	568 sqft
Unfinished Basement	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1364388
Street Address	106 DEER RUN CIR
City	SHELBY
State	NC
Zip	28152-7750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	27PB18-36W LAKE EST PH2
Legal Subdivision	LAKE EST PH2
Legal Block	1
Legal Lot Number	132
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2002
Census Tract	951501

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 DEER RUN CIR, SHELBY, NC 28152-7750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 16, 2020	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 21, 2017	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	2024200102669
Deed Book / Page	1925 / 1142
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	106 DEER RUN CIR, SHELBY, NC 28152-7750
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019180397
Date	Apr 1, 2024
Book Page	1918/397
Instrument	200098742

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	106 DEER RUN CIR, SHELBY, NC 28152-7750
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018170181
Date	Jul 16, 2020
Book Page	1817/181
Instrument	200041633

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 10, 2021
Property Address	106 DEER RUN CIR, SHELBY, NC 28152-7750
Document Number	0018481894
Book / Page	1848 / 1894
Map Reference	MB 18 PG 36
Instrument Date	Aug 5, 2021
Instrument	200059452
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 CHIMNEY RIDGE DR, 1208, FUQUAY VARINA, NC 27526-5716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 DEER RUN CIR, SHELBY, NC 28152-7750

Mortgage

Document Number	0018481896
Date	Aug 10, 2021
Instrument	1848/1896

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 21, 2017
Property Address	106 DEER RUN CIR, SHELBY, NC 28152-7750
Document Number	0017442431
Book / Page	1744 / 2431
Map Reference	PL MB 18 PG 36
Instrument Date	Jun 20, 2017
Instrument	200001763
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 760, BOILING SPRINGS, NC 28017-0760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 DEER RUN CIR, SHELBY, NC 28152-7750

Mortgage

Document Number	0017442434
Date	Jun 21, 2017
Book Page	1744/2434
Instrument	200001764

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,508.00 (+7.22%)	$580,462 (-) Land $26,250 Building $554,212	$580,462 (-) Land $26,250 Building $554,212
2025	$5,137.00	$580,462 (+25.62%) Land $26,250 Building $554,212	$580,462 (+25.62%) Land $26,250 Building $554,212
2023		$462,092 Land $18,750 Building $443,342	$462,092 Land $18,750 Building $443,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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