106 Crest River Dr, Middletown, VA 22645 Property Records

Warren County property record for 106 Crest River Dr, Middletown, VA 22645

Property Summary

Property Type	Rural Home
Details	9 bd · 9 ba · 6,710 sqft · built 2000
Lot Size	21.9 acres (958,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Jun 2025)
Tax Bill	$9,280 (2026)
Deeds & Mortgages	Feb 2018 Line of Credit Jul 2023 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`10/H/6`

Property Details

APN / Parcel Number

Primary APN	`10/H/6`
Alternative APN	`30501`

Interior

Bedrooms	9 Beds
Full Baths	9 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,710 sqft Living Area
Gross Area	7,904 sqft
1st Floor Area	3,355 sqft
Basement Area	2,806 sqft
Finished Basement	2,806 sqft
Unfinished Basement	3,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	958,276 sqft (21.9 acres)
Terrain	Rolling
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	258 sqft
Deck Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	30501
Old Parcel Number	10H 6
Street Address	106 CREST RIVER DR
City	MIDDLETOWN
State	VA
Zip	22645-3565
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PAR 6 CREST RIVER FARMS SUB RE-SUB RESIDUE TM 10-3 LR97-3725 SLIDE 176-N
Legal Subdivision	CREST RIVER FARMS SUB
Jurisdiction	WARREN VA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2037
Census Tract	20200

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 FOALGARTH WAY, JOHNS CREEK, GA 30022-7165
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit CAPON VALLEY BANK
Jun 13, 2025	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Deed Document Number	20252520
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	106 CREST RIVER DR, MIDDLETOWN, VA 22645-3565
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000951
Date	Feb 28, 2018
Instrument	180000951

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	106 CREST RIVER DR, MIDDLETOWN, VA 22645-3565
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002949
Date	Jul 10, 2023
Instrument	230002949

Lender

Name	CAPON VALLEY BANK
Type	Bank
Address	STEPHENS CITY, VA 22655

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN VA
Recording Date	Jun 13, 2025
Property Address	106 CREST RIVER DR, MIDDLETOWN, VA 22645-3565
Document Number	0250002520
Map Reference	SL 176-N
Instrument Date	Jun 12, 2025
Instrument	250002520
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$979.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	160 FOALGARTH WAY, ALPHARETTA, GA 30022-7165

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,280.00 (+18.79%)	$1,958,000 (+20.05%) Land $447,800 Building $1,510,200
2025	$7,812.00 (-13.36%)	$1,631,000 (-20.99%) Land $120,800 Building $1,510,200	$1,958,000 (-5.15%) Land $447,800 Building $1,510,200
2024	$9,017.00	$2,064,400 (-) Land $345,000 Building $1,719,400	$2,064,400 (-) Land $345,000 Building $1,719,400
2023		$2,064,400 Land $345,000 Building $1,719,400	$2,064,400 Land $345,000 Building $1,719,400
2022	$9,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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